69405 Thomas Rd, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 69405 Thomas Rd, White Pigeon, MI 49099

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,012 sqft · built 1955
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2024)
Tax Bill$1,261 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011-007-002-15

Property Details

APN / Parcel Number

Primary APN011-007-002-15

Interior

Full Baths1 Bath
Building Area1,012 sqft Building Perimeter
1st Floor Area1,012 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area43,560 sqft (1 acres)
Lot Dimensions100 ft deep x 217 ft wide

Location & Zoning

Street Address69405 THOMAS RD
CityWHITE PIGEON
StateMI
Zip49099-9454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM CEN SEC 7 T8S R12W TH N 484.64 FT TH E 217.8 FT TO POB TH N 100 FT TH E 217.8 FT TH S 100 FT TH W 217.8 FT TO POB. 0.5 A+
Legal Range12W
Legal Township08S
Legal Section07
JurisdictionST JOSEPH MI
Township / Civil DivisionMOTTVILLE
Census Block Group1
Census Block1036
Census Tract41400

Owner

69405 Thomas Rd is owned and occupied by an individual who bought it in August 2024.

Source: St. Joseph County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address69405 THOMAS RD, WHITE PIGEON, MI 49099-9454
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2024 · Amount on File
Deed SaleAug 2, 2024 · Amount on File
Prior SaleFeb 3, 2021 · Amount on File
Deed Document Number20245547
Prior Transfer DateNov 7, 2008
Prior Transfer Doc01562/0719
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateFeb 3, 2021
Property Address69405 THOMAS RD, WHITE PIGEON, MI 49099-9454
Document Number2021001118
Instrument DateJan 29, 2021
Instrument2021001118
Transaction TypeTransfer
Record UpdatedJul 14, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 N 5TH E, 506, WAYLAND, MO 63472

Transferred To (Grantee/Buyer)

NameVerified Name
Address70781 HARRISON RD, WHITE PIGEON, MI 49099-9428

Mortgage

DateFeb 3, 2021
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 69405 Thomas Rd was $1,261 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionMottville Township
Unified School DistrictWhite Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,800 (+18.44%) Land $10,200 Building $47,600$115,600 (+18.44%) Land $20,400 Building $95,200
2025$1,261.00 Homeowner's exemption$48,800 Land $10,200 Building $38,600$97,600 Land $20,400 Building $77,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 69405 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2018–2019)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69405 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber, Midwest Energy & Communications.

Nearby Properties on Thomas Rd

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