6940 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6940 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,458 sqft · built 1987
Lot Size0.741 acres (32,278 sqft)
Owner2 Individual Names on Record
Last Sale$1,456,000 (Apr 2014)
Tax Bill$37,013 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Nov 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-38-42-017-000-0010.0-5-0000

Property Details

APN / Parcel Number

Primary APN08-38-42-017-000-0010.0-5-0000
Alternative APNs
  • 08-38-42-017-000-00100-5
  • 838420170000010050000
  • 45806

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area3,458 sqft Living Area
Gross Area4,162 sqft
1st Floor Area3,458 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area32,278 sqft (0.741 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area741 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45806
Street Address6940 SE HARBOR CIR
CitySTUART
StateFL
Zip34996-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionSAILFISH POINT PLAT 14 LOT 10
Legal Range42E
Legal Township38S
Legal Section8
Legal SubdivisionSAILFISH POINT
Legal Block1
Legal Lot Number10
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1003
Census Tract100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6940 SE HARBOR CIR, STUART, FL 34996-1915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2018Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Nov 30, 2018Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Dec 12, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA
Nov 22, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2014 · Amount on Record
Deed SaleApr 21, 2014 · Amount on Record
Prior SaleFeb 28, 1995 · Amount on Record
Deed Document Number20142451012
Deed Book / Page2713 / 1776
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6940 SE HARBOR CIR, STUART, FL 34996-1915
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030322904
DateDec 20, 2018
Book Page3032/2904
Instrument2730839
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6940 SE HARBOR CIR, STUART, FL 34996-1915
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030291108
DateNov 30, 2018
Book Page03029/1108
Instrument2727733
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 7, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6940 SE HARBOR CIR, STUART, FL 34996-1915
Document Number0029662576
Book / Page002966 / 002576
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedJan 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 BALDWIN FARMS S GREENWICH CT 068313308, GREENWICH, CT 06831-3308

Mortgage

Document Number0029662576
DateDec 27, 2017
Book Page002966/002576
Instrument2670916
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 26, 2047
Interest
Rate TypeAdjustable Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateNov 22, 2017
Property Address6940 SE HARBOR CIR, STUART, FL 34996-1915
Document Number0029602072
Book / Page002960 / 002072
Instrument DateNov 17, 2017
Instrument2665797
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address33 BALDWIN FARMS S GREENWICH CT 068313308, GREENWICH, CT 06831-3308

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,013.00 (+1.78%)$2,243,927 (+21%)$2,385,580 (+1.42%) Land $1,750,000 Building $635,580
2024$36,367.00 (+4.83%)
2023$34,693.00 (+7.69%)$1,854,486 (+1%)$2,352,190 (+4.68%) Land $1,700,000 Building $652,190
2022$32,215.00$1,685,897$2,247,060 Land $1,650,000 Building $597,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 390 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,299 units insured
incl. 909 condo units
Nearby Flood Claims70 (1984–2023)
Claims Outside the SFHA6 of 70
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAILFISH POINT
private · serves 1,145 people · EPA ID FL4434000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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