6940 Bacchi Rd, Lotus, CA 95651 Property Records

El Dorado County property record for 6940 Bacchi Rd, Lotus, CA 95651

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 640 sqft · built 2022
Lot Size	5.16 acres (225,205 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Apr 2018)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-010-026-000`

Property Details

APN / Parcel Number

Primary APN	`105-010-026-000`
Alternative APNs	`10501026100` `1050102610`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	225,205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6940 BACCHI RD
City	LOTUS
State	CA
Zip	95651-9778
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AE
Legal Description	RS 27/89/2
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3033
Census Tract	30606

Owner

6940 Bacchi Rd, a mobile home, is owned and occupied by two individuals who bought it in April 2018.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 709, LOTUS, CA 95651-0709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNITED WHOLESALE MORTGAGE
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2019	Deed of Trust, Mortgage TRI COUNTIES BANK
Apr 6, 2018	Grant Deed, Construction Loan · Construction Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Jul 9, 2004 · Amount on File
Deed Document Number	201812853
Prior Transfer Date	Feb 14, 2005
Prior Transfer Doc	0000014764
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6940 BACCHI RD, LOTUS, CA 95651-9778
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6940 BACCHI RD, LOTUS, CA 95651-9778

Mortgage

Document Number	0000036520
Date	Dec 22, 2025
Instrument	2025-0036520

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6940 BACCHI RD, LOTUS, CA 95651
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6940 BACCHI RD, LOTUS, CA 95651

Mortgage

Document Number	0000005975
Date	Feb 29, 2024
Instrument	2024-0005975

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6940 BACCHI RD, LOTUS, CA 95651
Document Number	0000010240
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 709 LOTUS CA 956510709, LOTUS, CA 95651-0709

Mortgage

Document Number	0000010240
Date	Mar 27, 2019
Instrument	10240

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2034

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 6, 2018
Property Address	6940 BACCHI RD, LOTUS, CA 95651
Document Number	0000012853
Instrument Date	Mar 30, 2018
Instrument	2018-0012853
Transaction Type	Construction Loan
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6940 BACCHI RD, LOTUS, CA 95651

Mortgage

Document Number	0000012854
Date	Apr 6, 2018
Instrument	2018-0012854

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6940 Bacchi Rd was $3,079 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,331 (+2%) Land $168,281 Building $130,050
2025	$3,079.00 Homeowner's exemption	$292,482 Land $164,982 Building $127,500
2023	$1,702.00 (+1.43%)	$158,577 Land $158,577
2022	$1,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6940 Bacchi Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6940 Bacchi Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Nearby Properties on Bacchi Rd

Nearby Streets

All Lotus, CA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures