694 River Rd, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 694 River Rd, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,098 sqft · built 1999
Lot Size	81.1 acres (3,534,458 sqft)
Owner	Individual Name on Record
Tax Bill	$4,609 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6586 00 47 6634`

Property Details

APN / Parcel Number

Primary APN	`6586 00 47 6634`
Alternative APN	`47668`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,098 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,534,458 sqft (81.1 acres)
Garage Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	47668
Street Address	694 RIVER RD
City	MOUNT GILEAD
State	NC
Zip	27306-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEEKER BEEKER
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	2
Census Block	2001
Census Tract	960402

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	694 RIVER RD, MOUNT GILEAD, NC 27306-8800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1998
Deed Sale	Aug 1, 1998
Deed Book / Page	360 / 435
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	694 RIVER RD, MOUNT GILEAD, NC 27306-8800
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00826/0209
Date	May 21, 2019
Book Page	0826/0209
Instrument	358704

Lender

Name	FIRST BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,741 (-) Land $289,732 Building $414,009	$703,741 (-) Land $289,732 Building $414,009
2025	$4,609.00	$703,741 (-0.24%) Land $289,732 Building $414,009	$703,741 (-0.24%) Land $289,732 Building $414,009
2023		$705,433 Land $291,424 Building $414,009	$705,433 Land $291,424 Building $414,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20