694 Monterey Rd, Pearl, MS 39208 Property Records

Rankin County property record for 694 Monterey Rd, Pearl, MS 39208

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,377 sqft · built 1939
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Tax Bill$376 (2025)
Deeds & MortgagesFeb 2022 Refinance
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNE06 000034 00000

Property Details

APN / Parcel Number

Primary APNE06 000034 00000
Alternative APN
  • 7364

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,377 sqft Adjusted Area
1st Floor Area1,085 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialFiber Cement Siding
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)

Location & Zoning

Account Number7364
Street Address694 MONTEREY RD
CityPEARL
StateMS
Zip39208-8794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 200'X158'X130'X158' IN SE4 NE4 W RD (0.6A) DB 263 PG 578 0092270 DB 203 PG 283 0022982 DB 609 PG 0028 0101290
Legal Range02E
Legal Township04N
Legal Section07
Legal Lot Number200
JurisdictionRANKIN MS
Township / Civil Division1
Census Block Group4
Census Block4021
Census Tract20402

Owner

694 Monterey Rd is owned and occupied by an individual.

Source: Rankin County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address694 MONTEREY RD, PEARL, MS 39208-8794
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK
Jul 3, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address694 MONTEREY RD, PEARL, MS 39208-8794
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019727
DateFeb 22, 2022
Book Page3022/19727
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address694 MONTEREY RD, PEARL, MS 39208-8794
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056075
DateApr 29, 2021
Book Page3021/56075
Lender
NameCOMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term37 Months
DueMay 1, 2024

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRANKIN MS
Recording DateJul 3, 2019
Property Address694 MONTEREY RD, PEARL, MS 39208-8794
Document Number0000014484
Instrument14484
Transaction TypeTransfer
Record UpdatedMar 22, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 694 Monterey Rd was $376 with a homeowner's exemption, up 0.3% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$376.00 (+0.27%) Homeowner's exemption$6,242
2024$375.00$62,420 Land $7,000 Building $55,420
2023$3,880
2021$38,800 Land $7,000 Building $31,800
2019$315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 694 Monterey Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2001–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 Monterey Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FLORENCE
serves 5,824 people · EPA ID MS0610009
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2024
Haloacetic acids
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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