694 Michigan Ct, Unit 4, Saint Cloud, FL 34769 Property Records

Osceola County property record for 694 Michigan Ct, Unit 4, Saint Cloud, FL 34769

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 784 sqft · built 1972
Lot Size0.009 acres (392 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (Dec 2022)
Tax Bill$2,017 (2025)
Deeds & MortgagesDec 2022 Sale
Flood ZoneZone X (minimal risk)
APN11-26-30-0609-0694-0040

Property Details

APN / Parcel Number

Primary APN11-26-30-0609-0694-0040
Alternative APNs
  • 263011060906940040
  • 83686

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units5 Units
Stories1 Story
Building Area784 sqft Living Area
Gross Area856 sqft
1st Floor Area784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area392 sqft (0.009 acres)
Lot Dimensions28 ft deep x 28 ft wide
PorchFinished/Open Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address694 MICHIGAN CT, 4
CitySAINT CLOUD
StateFL
Zip34769-5219
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSR3
Legal DescriptionPALM GARDENS CONDO CB 3 PGS 9-11 BLDG 694 UNIT 4
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionPALM GARDENS CONDO
Legal Tract609
Legal Block694
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2035
Census Tract43303

Owner

Source: Osceola County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address825 BRICKELL BAY DR, 1951, MIAMI, FL 33131-2921
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Deed Document Number2022185595
Deed Book / Page6337 / 1703
Last Transfer DateJul 8, 2024
Transfer Doc0066501831
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2022
Property Address694 MICHIGAN CT UNIT 4, 4, SAINT CLOUD, FL 34769-5219
Document Number0063371703
Book / Page6337 / 1703
Map ReferenceMB 1054 PG 52
Instrument DateDec 27, 2022
Instrument2022185595
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyESPINOSA TITLE LLC

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address825 BRICKELL BAY DR APT 1951, 1951, MIAMI, FL 33131-2921

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 BRICKELL BAY DR APT 1951, 1951, MIAMI, FL 33131-2921

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,017.00 (-8.44%)$112,700 (+2.27%) Building $112,700$112,700 (+2.27%) Building $112,700
2024$2,203.00 (+11.04%)
2023$1,984.00 (+36.73%)$110,200 (+33.74%) Building $110,200$110,200 (+33.74%) Building $110,200
2022$1,451.00$82,400 Building $82,400$82,400 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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