694 McCormick Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 694 McCormick Ln, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 976 sqft · built 1963
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Sep 2013)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-48-05.-019`

Property Details

APN / Parcel Number

Primary APN	`41-48-05.-019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,238 sqft (0.258 acres)
View / Lot	Cul-de-sac
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Deck Area	384 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	96 sqft
Poultry House	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	694 MCCORMICK LN
City	CINCINNATI
State	OH
Zip	45245-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHAM WOODS SEC 1; LOT 19
Legal Subdivision	WITHAM WOODS SEC 1
Legal Lot Number	19
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41201

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	694 MCCORMICK LN, CINCINNATI, OH 45245-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2013 · Amount on Record
Deed Sale	Sep 10, 2013 · Amount on Record
Prior Sale	Aug 30, 1999 · Amount on Record
Deed Document Number	201327576
Deed Book / Page	2479 / 585
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	694 MCCORMICK LN, CINCINNATI, OH 45245-2412
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 MCCORMICK LN, CINCINNATI, OH 45245-2412

Mortgage

Document Number	0000018664
Date	Sep 11, 2025
Book Page	3002/3574
Instrument	202500018664

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	694 MCCORMICK LN, CINCINNATI, OH 45245-2412
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015517
Date	Jun 9, 2022
Book Page	2921/4482
Instrument	202200015517

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (-49.4%)	$53,270 (-) Land $11,130 Building $42,140
2024			$152,200 (-) Land $31,800 Building $120,400
2023	$5,298.00 (+125.93%) Homeowner's exemption	$53,270 (+32.35%) Land $11,130 Building $42,140	$152,200 (+32.35%) Land $31,800 Building $120,400
2022	$2,345.00 Homeowner's exemption	$40,250 Land $8,400 Building $31,850
2020			$115,000 Land $24,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on McCormick Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures