694 Main St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 694 Main St, Cairo, NY 12413

Property Summary

Property Type	Apartments (5+ Units)
Details	5,431 sqft · built 1920
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Nov 2022)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`192400 100.08-1-3.2`

Property Details

APN / Parcel Number

Primary APN	`192400 100.08-1-3.2`

Interior

Stories	2 Stories
Building Area	5,431 sqft Gross Area
Basement Area	2,013 sqft
Unfinished Basement	2,013 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	22,216 sqft (0.51 acres)
Lot Width	179 ft Width
Porch	Slab
Porch Area	296 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	694 MAIN ST
City	CAIRO
State	NY
Zip	12413-2807
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	3.200
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3013
Census Tract	80502

Owner

Source: Greene County and Cairo Town records · APN 192400 100.08-1-3.2

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	694 MAIN ST, CAIRO, NY 12413-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	20223199
Record Updated	Jun 08, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Nov 10, 2022
Property Address	694 MAIN ST, CAIRO, NY 12413-2807
Document Number	0D20223199
Instrument Date	Oct 14, 2022
Instrument	D2022-3199
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	694 MAIN ST, CAIRO, NY 12413-2807

Mortgage

Document Number	0M20224247
Date	Nov 10, 2022
Instrument	M2022-4247

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greene County and Cairo Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,792.00	$62,500 Land $14,400 Building $48,100	$178,600 Land $41,149 Building $137,451

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

Based on FCC filings for 120 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLUESTONE PARK WATER DISTRICT private · serves 80 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	CAIRO WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.