Merced County property record for 694 David Ct, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,900 sqft · built 1968 |
| Lot Size | 0.279 acres (12,162 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,374 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-142-036-000 |
| Primary APN | 007-142-036-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 1,900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 12,162 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 52 sqft |
| Patio Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 007-142-036 |
|---|---|
| Street Address | 694 DAVID CT |
| City | MERCED |
| State | CA |
| Zip | 95340-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | W BEAR CR VIL #2 LOT 102 |
| Legal Subdivision | WAINWRIGHTS BEAR CREEK VILLAGE |
| Legal Lot Number | 102 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1200 |
694 David Ct is owned and occupied by two individuals who acquired it in January 2025.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 694 DAVID CT, MERCED, CA 95340-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Oct 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0000000716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 694 DAVID CT, MERCED, CA 95340-2409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 694 DAVID CT, MERCED, CA 95340-2409 |
| Document Number | 0000047110 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020047110 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MODESTO, CA 95350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 23, 2020 |
| Property Address | 694 DAVID CT, MERCED, CA 95340-2409 |
| Document Number | 0000038824 |
| Map Reference | MB 17 PG 36&37 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020038824 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 694 DAVID CT, MERCED, CA 95340-2409 |
| Document Number | 0000038825 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020038825 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 694 David Ct was $2,374 with a homeowner's exemption, up 5.8% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $224,411 (+2%) Land $51,385 Building $173,026 | |
| 2025 | $2,374.00 (+5.79%) | $220,012 Land $50,378 Building $169,634 |
| 2024 | $2,244.00 (+1.49%) | |
| 2023 | $2,211.00 (+1.42%) Homeowner's exemption | $211,471 Land $48,423 Building $163,048 |
| 2022 | $2,180.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 694 David Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 694 David Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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