Onslow County property record for 694 Bear Creek Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,372 sqft · built 1959 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $665 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1315-173 |
| Primary APN | 1315-173 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 114233003 |
|---|---|
| Street Address | 694 BEAR CREEK RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SR 1503 1538/955 1774/450 11/13/2001 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2801 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 694 BEAR CREEK RD, HUBERT, NC 28539-4500 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 1961 |
| Deed Sale | Jan 10, 1961 |
| Deed Book / Page | 295 / 650 |
| Last Transfer Date | Nov 14, 2016 |
| Transfer Doc | 0045380245 |
| Record Updated | Oct 29, 2026 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665.00 | $133,493 (+31.43%) Land $38,120 Building $95,373 | $133,493 (+31.43%) Land $38,120 Building $95,373 |
| 2025 | $665.00 | $101,568 (-) Land $34,250 Building $67,318 | $101,568 (-) Land $34,250 Building $67,318 |
| 2023 | $665.00 | $101,568 Land $34,250 Building $67,318 | $101,568 Land $34,250 Building $67,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 11 (1998–2018) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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