6939 McGrady Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 6939 McGrady Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,015 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2026)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-08-75-F-7`

Property Details

APN / Parcel Number

Primary APN	`26-36-08-75-F-7`
Alternative APNs	`26-36-08-75-0000F.0-0007.00` `2626501`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,015 sqft Living Area
Gross Area	2,701 sqft
1st Floor Area	2,015 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	501 sqft
Porch	Finished/Open Porch
Porch Area	185 sqft
Patio Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2626501
Street Address	6939 MCGRADY DR
City	MELBOURNE
State	FL
Zip	32940-6650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERITAGE ISLE P.U.D. PHASE 1 LOT 7 BLOCK F
Legal Range	36E
Legal Township	26S
Legal Section	08
Legal Subdivision	HERITAGE ISLE P.U.D. PHASE 1
Legal Phase	1
Legal Block	F
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2027
Census Tract	71201

Owner

6939 McGrady Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
May 2, 2023	Warranty Deed, Transfer STATE TITLE PARTNERS LLP
May 2, 2023	Warranty Deed, Transfer · VA Mortgage BNC NATIONAL BANK
Sep 12, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	May 2, 2023 · Amount on File
Deed Document Number	2026144579
Deed Book / Page	10677 / 1675
Prior Transfer Date	Sep 6, 2022
Prior Transfer Doc	0096100807
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 15, 2026
Property Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650
Document Number	0000144579
Book / Page	10677 / 1675
Instrument Date	Jul 9, 2026
Instrument	2026144579
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650

Mortgage

Document Number	0000144580,
Date	Jul 15, 2026
Instrument	2026144580

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 2, 2023
Property Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650
Document Number	0097770164
Book / Page	9777 / 164
Map Reference	MB 50 PG 61
Instrument Date	Apr 27, 2023
Instrument	2023087855
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	STATE TITLE PARTNERS LLP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 ETON CIR, MELBOURNE, FL 32940-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 2, 2023
Property Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650
Document Number	0097770163
Book / Page	9777 / 163
Map Reference	MB 50 PG 61
Instrument Date	Apr 25, 2023
Instrument	2023087854
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 BENT GRASS CIR, HAYESVILLE, NC 28904-4935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650

Mortgage

Document Number	0009777165
Date	May 2, 2023
Instrument	9777/165

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Sep 12, 2022
Property Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650
Document Number	0096100807
Book / Page	9610 / 807
Map Reference	MB 50 PG 61
Instrument Date	Sep 6, 2022
Instrument	2022223474
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6939 MCGRADY DR, 6939, MELBOURNE, FL 32940-6650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6939 MCGRADY DR, MELBOURNE, FL 32940-6650

Tax Assessment & Valuation

The 2025 property tax bill for 6939 McGrady Dr was $2,116, up 8.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,850 (-4.18%)	$346,850 (-4.18%)
2025	$2,116.00 (+8.51%) Veteran's exemption	$361,990	$361,990
2024	$1,950.00 (-45.1%)
2023	$3,552.00 (+5.21%) Homeowner's exemption Widower's exemption	$184,250 (+3%)	$385,470 (+12.07%) Land $90,000 Building $295,470
2022	$3,376.00 Homeowner's exemption Widower's exemption	$178,890	$343,960 Land $80,000 Building $263,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6939 McGrady Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6939 McGrady Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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