6938 Windmere Ln, Crozet, VA 22932 Property Records

Albemarle County property record for 6938 Windmere Ln, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,610 sqft · built 2010
Lot Size	0.508 acres (22,128 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (Jan 2015)
Tax Bill	$7,571 (2026)
Deeds & Mortgages	Dec 2022 Reverse Mortgage Oct 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`055E0-04-00-03300`

Property Details

APN / Parcel Number

Primary APN	`055E0-04-00-03300`
Alternative APN	`16142`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,610 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Other
Lot Area	22,128 sqft (0.508 acres)
Garage Area	880 sqft
Porch	Slab
Porch Area	60 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	6938 WINDMERE LN
City	CROZET
State	VA
Zip	22932-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	OLD TRAIL 33 PH 2 CREEKSIDE
Legal Subdivision	OLD TRAIL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1009
Census Tract	11103

Owner

6938 Windmere Ln is owned and occupied by an individual who acquired it in October 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 28, 2022	Gift Deed, Transfer
Oct 28, 2022	Gift Deed, Transfer
Oct 28, 2022	Gift Deed, Transfer
Oct 11, 2022	Gift Deed, Transfer
Oct 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit UNION BK&TR CO/LINCOLN BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2015 · Amount on File
Deed Sale	Jan 8, 2015 · Amount on File
Prior Sale	Jun 18, 2010 · Amount on File
Deed Document Number	2015177
Last Transfer Date	Oct 28, 2022
Transfer Doc	0000012404
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 WINDMERE LN, CROZET, VA 22932-3366

Mortgage

Document Number	202200013349
Date	Dec 2, 2022
Instrument	202200013349

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.93%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 28, 2022
Property Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Document Number	202200012405
Map Reference	MB 3587 PG 487-494
Instrument Date	Oct 28, 2022
Instrument	202200012405
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 WINDMERE LN, CROZET, VA 22932-3366

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 28, 2022
Property Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Document Number	202200012404
Map Reference	MB 3587 PG 487-494
Instrument Date	Oct 27, 2022
Instrument	202200012404
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6938 WINDMERE LN, CROZET, VA 22932-3366

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 28, 2022
Property Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Document Number	202200012403
Map Reference	MB 3587 PG 487-494
Instrument Date	Oct 27, 2022
Instrument	202200012403
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 WINDMERE LN, CROZET, VA 22932-3366

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 11, 2022
Property Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Document Number	202200011768
Map Reference	MB 3587 PG 487-494
Instrument Date	Oct 7, 2022
Instrument	202200011768
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 WINDMERE LN, CROZET, VA 22932-3366

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 29, 2018
Property Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Document Number	0000012017
Book / Page	005108 / 000229
Instrument Date	Oct 18, 2018
Instrument	12017
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6938 WINDMERE LN CROZET VA 229323366, CROZET, VA 22932-3366

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	6938 WINDMERE LN, CROZET, VA 22932-3366
Document Number	0000002946
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 WINDMERE LN CROZET VA 229323366, CROZET, VA 22932-3366

Mortgage

Document Number	0000002946
Date	Mar 26, 2018
Book Page	005026/000140
Instrument	2946

Lender

Name	UNION BK&TR CO/LINCOLN BR
Type	Funding / Finance Company
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 25, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6938 Windmere Ln was $7,571, down 7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,571.00 (-6.99%)	$874,800 (-3.93%) Land $212,800 Building $662,000	$874,800 (-3.93%) Land $212,800 Building $662,000
2025	$8,140.00	$910,600 Land $227,100 Building $683,500	$910,600 Land $227,100 Building $683,500
2023	$7,197.00	$842,800 Land $235,600 Building $607,200	$842,800 Land $235,600 Building $607,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6938 Windmere Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6938 Windmere Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Nearby Properties on Windmere Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures