Montgomery County property record for 6938 Seven Locks Rd, Cabin John, MD 20818
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,526 sqft · built 1996 |
| Lot Size | 0.83 acres (36,154 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $650,000 (Feb 2002) |
| Tax Bill | $14,239 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00435044 |
| Primary APN | 07-00435044 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,526 sqft Living Area |
| Gross Area | 4,010 sqft |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 36,154 sqft (0.83 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00435044 |
|---|---|
| Street Address | 6938 SEVEN LOCKS RD |
| City | CABIN JOHN |
| State | MD |
| Zip | 20818-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | CARDEROCK |
| Legal Subdivision | CARDEROCK |
| Legal Block | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 705800 |
6938 Seven Locks Rd is owner-occupied and held in a trust since February 2002.
Source: Montgomery County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6938 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage CHATTAR S SAINI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2002 · Amount on File |
| Deed Sale | Feb 5, 2002 · Amount on File |
| Deed Document Number | 2002230123 |
| Deed Book / Page | 20503 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 30, 2026 |
| Property Address | 6938 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1101 |
| Document Number | 7098000213 |
| Book / Page | 70982 / 213 |
| Instrument Date | Sep 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6938 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1101 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 6938 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1101 |
| Document Number | 0570290072 |
| Instrument Date | Sep 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6938 SEVEN LOCKS RD CABIN JOHN MD 208181101, CABIN JOHN, MD 20818-1101 |
| Document Number | 0570290072 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 057029/000072 |
| Name | CHATTAR S SAINI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 26, 2020 |
The 2025 property tax bill for 6938 Seven Locks Rd was $14,239.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,343,600 (+10.75%) | $1,604,400 (+32.25%) Land $761,800 Building $842,600 | |
| 2025 | $14,239.00 | $1,213,200 Land $692,400 Building $520,800 | $1,213,200 Land $692,400 Building $520,800 |
| 2023 | $1,148,400 | $1,213,200 Land $692,400 Building $520,800 | |
| 2022 | $12,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6938 Seven Locks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1979–2022) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Aug 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6938 Seven Locks Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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