6936 Cobb Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 6936 Cobb Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1998
Lot Size	0.261 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Sep 2018)
Tax Bill	$679 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1N-28-0120-05500-0040`

Property Details

APN / Parcel Number

Primary APN	`15-1N-28-0120-05500-0040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,620 sqft Heated Area
Gross Area	2,018 sqft
1st Floor Area	1,620 sqft
Upper Floors Area	810 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,400 sqft (0.261 acres)
Lot Dimensions	1,000 ft deep x 1,140 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	398 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	151N280120055000040
Street Address	6936 COBB RD
City	MILTON
State	FL
Zip	32583-6314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	DESCRIPTION PER DEED 2013 BAGDAD PORT OF BLK 55 DES AS THE S 164 FT OF E 100 FT OF BLK 55 LESS THE N 50 FT OF S 164 FT OF E
Legal Range	28W
Legal Township	01N
Legal Section	15
Legal Subdivision	BAGDAD & ADD/RESUB
Legal Block	55
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1057
Census Tract	10709

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6936 COBB RD, MILTON, FL 32583-6314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Document Number	201840404
Deed Book / Page	3767 / 0967
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6936 COBB RD, MILTON, FL 32583-6314
Document Number	0039031991
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6936 COBB ROAD MILTON FL MILTON FL 32583, MILTON, FL 32583

Mortgage

Document Number	0039031991
Date	Dec 30, 2019
Book Page	003903/001991
Instrument	58336

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 19, 2018
Property Address	6936 COBB RD, MILTON, FL 32583-6314
Document Number	0037670967
Book / Page	003767 / 000967
Instrument Date	Aug 24, 2018
Instrument	40404
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	FLORIDA INT'L TITLE AND ESCROW, FLORIDA INT'L TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6936 COBB RD MILTON FL 325836314, MILTON, FL 32583-6314

Mortgage

Document Number	37670968
Date	Sep 19, 2018
Book Page	003767/000968
Instrument	40405

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 18, 2033

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$679.00 (+3.51%) Homeowner's exemption Disabled Person's exemption	$93,228 (+3%)	$170,782 (+5.55%) Land $24,225 Building $146,557
2023	$656.00 (+3.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$90,513 (+3%)	$161,802 (+5.41%) Land $16,957 Building $144,845
2022	$633.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$87,877	$153,504 Land $16,957 Building $136,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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