69331 Oak St, Benton Harbor, MI 49022 Property Records

Van Buren County property record for 69331 Oak St, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,082 sqft · built 1958
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Jun 2025)
Tax Bill	$574 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`80-12-145-047-00`

Property Details

APN / Parcel Number

Primary APN	`80-12-145-047-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	1,038 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	69331 OAK ST
City	BENTON HARBOR
State	MI
Zip	49022-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Description	772-463 615 4-16 LOT 6 BLOCK 5 OAK PARK.
Legal Subdivision	OAK PARK
Legal Block	5
Legal Lot Number	6
Jurisdiction	VAN BUREN MI
Township / Civil Division	KEELER
Census Block Group	1
Census Block	1022
Census Tract	11500

Owner

Source: Van Buren County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16030 TAHOE LN, CREST HILL, IL 60403-0738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Deed Document Number	20253461904
Deed Book / Page	1780 / 563
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Recording Date	Jun 8, 2026
Property Address	69331 OAK ST, BENTON HARBOR, MI 49022-9311
Document Number	0003475686
Book / Page	1794 / 345
Instrument Date	Jun 1, 2026
Instrument	20263475686
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69331 OAK ST, BENTON HARBOR, MI 49022-9311

Mortgage

Document Number	0003475686,
Date	Jun 8, 2026
Book Page	1794/345
Instrument	20263475686

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2036

Interest

Rate	6.3%
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Nov 15, 2022
Property Address	69331 OAK ST, BENTON HARBOR, MI 49022-9311
Document Number	001745/867
Book / Page	1745 / 867
Map Reference	LB 3 PG 12
Instrument Date	Oct 26, 2022
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 HILLVIEW LN, SAINT JOSEPH, MI 49085-3105

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Keeler Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,900 (+69.52%)	$245,800 (+69.52%)
2025	$574.00 (-76.09%) Homeowner's exemption	$72,500 (+47.66%)	$145,000 (+47.66%)
2024	$2,401.00 (+229.81%)
2023		$49,100	$98,200
2020	$728.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sister Lakes Cable Fiber	2,048 / 1,024
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

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