6932 Panoramic Dr, Lucerne, CA 95458 Property Records

Lake County property record for 6932 Panoramic Dr, Lucerne, CA 95458

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,084 sqft · built 1973
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jun 2020)
Tax Bill$3,047 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN006-472-100-000

Property Details

APN / Parcel Number

Primary APN006-472-100-000
Alternative APN
  • 006-472-10

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,084 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1998
Construction TypeMasonry / Concrete Block
Lot Area30,928 sqft (0.71 acres)
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number006-472-10
Street Address6932 PANORAMIC DR
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionLUCERNE
Legal Block2
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2048
Census Tract501

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address360 KEITH AVE, PACIFICA, CA 94044-3136
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Grant Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Oct 30, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2020 · Amount on Record
Deed SaleJun 25, 2020 · Amount on Record
Deed Document Number20207495
Prior Transfer DateMay 8, 2008
Prior Transfer Doc0000008655
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateJun 25, 2020
Property Address6932 PANORAMIC DR, LUCERNE, CA 95458
Document Number0000007495
Map ReferenceMB 5 PG 50
Instrument DateJun 24, 2020
Instrument2020007495
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address360 KEITH AVE, PACIFICA, CA 94044-3136

Mortgage

Document Number0000007496
DateJun 25, 2020
Instrument2020007496
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

October 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE CA
Recording DateOct 30, 2018
Property Address6932 PANORAMIC DR, LUCERNE, CA 95458
Document Number0000013860
Instrument DateOct 25, 2018
Instrument13860
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6932 PANORAMIC DR LUCERNE CA 95458, LUCERNE, CA 95458

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,047.00 (-2.37%)$284,451 (+2%) Land $61,350 Building $223,101
2025$3,121.00 (+4.49%)$278,875 (+4.04%) Land $60,148 Building $218,727
2023$2,987.00 (+0.91%)$268,048 Land $57,813 Building $210,235
2022$2,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 70% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUCERNE WATER CO. - CAL WATER SERVICE
private · serves 2,312 people · EPA ID CA1710005
Water SourceSurface water
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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