6931 Wildrose Ter, Carlsbad, CA 92011 Property Records

San Diego County property record for 6931 Wildrose Ter, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,888 sqft · built 1996
Lot Size	0.221 acres (9,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,500 (Oct 2012)
Tax Bill	$10,951 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`215-701-03-00`

Property Details

APN / Parcel Number

Primary APN	`215-701-03-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,888 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	9,620 sqft (0.221 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6931 WILDROSE TER
City	CARLSBAD
State	CA
Zip	92011-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 5 TR 013188
Legal Subdivision	AVIARA PLANNING A
Legal Tract	013188
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	17808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jun 26, 2019	Deed of Trust, Mortgage · ARM UMPQUA BANK
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2012 · Amount on Record
Deed Sale	Oct 31, 2012 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	2012677622
Prior Transfer Date	Jul 22, 1997
Prior Transfer Doc	0000387479
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008

Mortgage

Document Number	0000335652
Date	Nov 26, 2025
Instrument	2025-0335652

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008

Mortgage

Document Number	0000841427
Date	Dec 14, 2021
Instrument	2021-0841427

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008

Mortgage

Document Number	0000423860
Date	Jun 8, 2021
Instrument	2021-0423860

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251826
Date	Jun 26, 2019
Instrument	2019-0251826

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6931 WILDROSE TER, CARLSBAD, CA 92011-4008
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293647
Date	Jul 19, 2019
Instrument	2019-0293647

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,788 (+2%) Land $628,917 Building $399,871
2025	$10,951.00 (+4.06%) Homeowner's exemption	$1,008,617 (+4.04%) Land $616,586 Building $392,031
2023	$10,524.00 (+1.57%) Homeowner's exemption	$969,454 Land $592,645 Building $376,809
2022	$10,361.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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