Fort Bend County property record for 6931 Ter Rdg, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,443 sqft · built 2005 |
| Lot Size | 0.194 acres (8,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $526,680 (Oct 2023) |
| Tax Bill | $8,789 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R275401 |
| Primary APN | R275401 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| Gross Area | 3,842 sqft |
| 1st Floor Area | 2,010 sqft |
| 2nd Floor Area | 1,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,453 sqft (0.194 acres) |
| Lot Dimensions | 112 ft deep x 75 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 356 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 101 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6931 TERRACE RDG |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77494-0189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN MEADOWS SEC 1, BLOCK 5, LOT 8 |
| Legal Subdivision | SEVEN MEADOWS SEC 1 |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 673104 |
Source: Fort Bend County records, as of September 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6931 TERRACE RDG, KATY, TX 77494-0189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Vendor's Lien, Transfer · Conventional Mortgage EAST WEST BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Prior Sale | Jun 1, 2015 · Amount on Record |
| Deed Document Number | 2023102230 |
| Prior Transfer Date | May 7, 2015 |
| Prior Transfer Doc | 0000058097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Oct 24, 2023 |
| Property Address | 6931 TERRACE RDG, KATY, TX 77494-0189 |
| Document Number | 0000102230 |
| Map Reference | SL 2308/A&2308/B |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023102230 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6931 TERRACE RDG, KATY, TX 77494-0189 |
| Document Number | 0000102231 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023102231 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Nov 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 6931 TERRACE RDG, KATY, TX 77494-0189 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000146746 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020146746 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,789.00 (-26.65%) Homeowner's exemption | $667,388 (+7.16%) Land $81,900 Building $585,488 | $667,388 (+7.16%) Land $81,900 Building $585,488 |
| 2024 | $11,982.00 (+92.64%) Homeowner's exemption | $622,790 (+32.89%) Land $81,900 Building $540,890 | $622,790 (+1%) Land $81,900 Building $540,890 |
| 2023 | $6,220.00 (-13.64%) Homeowner's exemption | $468,666 Land $63,000 Building $553,632 | $616,632 Land $63,000 Building $553,632 |
| 2018 | $7,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 34 serves 5,367 people · EPA ID TX0790200 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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