Howard County property record for 6931 Bugledrum Way, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 944 sqft · built 1978 |
| Lot Size | 0.157 acres (6,838 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,784 (Jan 2016) |
| Tax Bill | $5,798 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-093491 |
| Primary APN | 16-093491 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 944 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,838 sqft (0.157 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 093491 |
|---|---|
| Street Address | 6931 BUGLEDRUM WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 280 6,838 SQ' 6931 BUGLEDRUM WAY VIL OWEN BROWN S4 A1 |
| Legal Subdivision | COLUMBIA VILLAGE OF OWEN BROWN |
| Legal Lot Number | 280 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 606704 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6931 BUGLEDRUM WAY, COLUMBIA, MD 21045-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2016 · Amount on Record |
| Deed Sale | Jan 12, 2016 · Amount on Record |
| Prior Sale | Oct 3, 1990 · Amount on Record |
| Deed Book / Page | 16641 / 427 |
| Prior Transfer Date | Dec 24, 2015 |
| Prior Transfer Doc | 0166410427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6931 BUGLEDRUM WAY, COLUMBIA, MD 21045-4612 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 6931 BUGLEDRUM WAY, COLUMBIA, MD 21045-4612 |
| Document Number | 0221850384 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 22185/384 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6931 BUGLEDRUM WAY, COLUMBIA, MD 21045-4612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0212850122 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 21285/122 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Mar 1, 2046 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,798.00 (+4.75%) Homeowner's exemption | $367,000 (+4.72%) Land $188,200 Building $178,800 | $367,000 (-) Land $188,200 Building $178,800 |
| 2025 | $5,535.00 (+4.53%) Homeowner's exemption | $350,467 (+10.42%) | $367,000 (+15.63%) Land $188,200 Building $178,800 |
| 2024 | $5,295.00 (+54.46%) | ||
| 2023 | $317,400 Land $168,200 Building $149,200 | $317,400 Land $168,200 Building $149,200 | |
| 2022 | $3,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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