6931 Beargrass Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6931 Beargrass Rd, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,335 sqft · built 2005
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Mar 2022)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302632261700011460`

Property Details

APN / Parcel Number

Primary APN	`302632261700011460`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,335 sqft Heated Area
Gross Area	3,207 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	113 ft deep x 42 ft wide
Garage Type	Detached - Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6931 BEARGRASS RD
City	HARMONY
State	FL
Zip	34773-9182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 146
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Lot Number	146
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2113
Census Tract	43801

Owner

Source: Osceola County records · APN 302632261700011460

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6931 BEARGRASS RD, HARMONY, FL 34773-9182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2022 · Amount on Record
Deed Sale	Mar 04, 2022 · Amount on Record
Prior Sale	Dec 01, 2005 · Amount on Record
Deed Document Number	2022035510
Deed Book / Page	6164 / 1712
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 04, 2022
Property Address	6931 BEARGRASS RD, HARMONY, FL 34773-9182
Document Number	0061641712
Book / Page	6164 / 1712
Map Reference	MB 17 PG 10&11
Instrument Date	Mar 03, 2022
Instrument	2022035510
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,506.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6931 BEARGRASS RD, HARMONY, FL 34773-9182

Mortgage

Document Number	0061641714
Date	Mar 04, 2022
Instrument	6164/1714

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00 (-7.38%) Homeowner's exemption Senior Citizen's exemption	$318,700 (+1.53%) Land $65,000 Building $253,700	$318,700 (+1.53%) Land $65,000 Building $253,700
2023	$7,196.00 (+84.04%)	$313,900 (+136.11%) Land $65,000 Building $248,900	$313,900 (+10.26%) Land $65,000 Building $248,900
2022	$3,910.00 Homeowner's exemption	$132,947	$284,700 Land $60,000 Building $224,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.