6930 Laura Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6930 Laura Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,178 sqft · built 1977
Lot Size	3.01 acres (131,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 1996)
Tax Bill	$7,065 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2017 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`841-68-003`

Property Details

APN / Parcel Number

Primary APN	`841-68-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,178 sqft Living Area
1st Floor Area	2,178 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	131,207 sqft
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	6930 LAURA LN
City	GILROY
State	CA
Zip	95020-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-40A
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	512602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6930 LAURA LN, GILROY, CA 95020-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 1996 · Amount on Record
Deed Sale	Jul 19, 1996 · Amount on Record
Deed Document Number	199613372295
Deed Book / Page	424 / 312
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6930 LAURA LN, GILROY, CA 95020-9542
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 LAURA LN, GILROY, CA 95020-9542

Mortgage

Document Number	0025575214
Date	Dec 14, 2023
Instrument	25575214

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6930 LAURA LN, GILROY, CA 95020-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023608723
Date	Mar 23, 2017
Instrument	23608723

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6930 LAURA LN, GILROY, CA 95020-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024414648
Date	Feb 26, 2020
Instrument	24414648

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6930 LAURA LN, GILROY, CA 95020-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 LAURA LN, GILROY, CA 95020-9542

Mortgage

Document Number	0024797422
Date	Jan 22, 2021
Instrument	24797422

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$589,723 (+2%) Land $249,177 Building $340,546
2025	$7,065.00 (+2.42%) Homeowner's exemption	$578,161 (+4.04%) Land $244,292 Building $333,869
2023	$6,898.00 (+1.85%) Homeowner's exemption	$555,711 Land $234,806 Building $320,905
2022	$6,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANGELO LANE WATER COMPANY private · serves 40 people · EPA ID CA4300578
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Frontier DSL	115 / 7
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile.

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