693 Tram Way, Westminster, MD 21158 Property Records

Carroll County property record for 693 Tram Way, Westminster, MD 21158

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,460 sqft · built 2000
Lot Size	0.056 acres (2,440 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2014)
Tax Bill	$4,931 (2026)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-141513`

Property Details

APN / Parcel Number

Primary APN	`07-141513`
Alternative APNs	`7141513` `141513`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,460 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,440 sqft (0.056 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	141513
Street Address	693 TRAM WAY
City	WESTMINSTER
State	MD
Zip	21158-9471
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD-4
Legal Description	LT 84 - 2440 SF 693 TRAM WY 44-78/75 REMVIEW SC 3 AMND
Legal Subdivision	REMVIEW SEC 03 AMD
Legal Lot Number	84
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3004
Census Tract	507704

Owner

693 Tram Way, a townhouse, is owned and occupied by two individuals who bought it in November 2014.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	693 TRAM WAY, WESTMINSTER, MD 21158-9471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2014 · Amount on File
Deed Sale	Nov 17, 2014 · Amount on File
Prior Sale	Jul 28, 2005 · Amount on File
Deed Book / Page	7814 / 349
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	693 TRAM WAY, WESTMINSTER, MD 21158-9471
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107770468
Date	May 17, 2022
Book Page	10777/468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	341 Months
Due	Oct 10, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 693 Tram Way was $4,931 with a homeowner's exemption, up 5.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,931.00 (+5.82%) Homeowner's exemption	$309,000 Land $80,000 Building $229,000	$309,000 Land $80,000 Building $229,000
2025	$4,660.00 Homeowner's exemption
2023	$4,191.00 Homeowner's exemption	$248,000 Land $74,000 Building $174,000	$248,000 Land $74,000 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 693 Tram Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 Tram Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20