Whatcom County property record for 693 Schultz Dr, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,704 sqft · built 2002 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $905,700 (Jun 2026) |
| Tax Bill | $8,304 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390211-276219-0000 |
| Primary APN | 390211-276219-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,704 sqft Living Area |
| Gross Area | 5,283 sqft |
| 1st Floor Area | 3,104 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Multi-Level |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 172 sqft |
| Patio Area | 102 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 91101 |
|---|---|
| Street Address | 693 SCHULTZ DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10A |
| Legal Description | SCHULTZ ACRES LOT 1 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 11 |
| Legal Subdivision | SCHULTZ ACRES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10600 |
693 Schultz Dr is owned and occupied by an individual who bought it in June 2026.
Source: Whatcom County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 693 SCHULTZ DR, BELLINGHAM, WA 98226-7399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN STORE |
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Oct 28, 2024 · Amount on File |
| Deed Document Number | 20261602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 17, 2026 |
| Property Address | 693 SCHULTZ DR, BELLINGHAM, WA 98226-7399 |
| Document Number | 0000001602 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261602 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533,327.46 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 693 SCHULTZ DR, BELLINGHAM, WA 98226-7399 |
| Document Number | 0000001603, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026061603 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 693 SCHULTZ DR, BELLINGHAM, WA 98226-7399 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|---|
| Address | 4470 CASTLEROCK DR, BLAINE, WA 98230-9750 |
| Document Number | 0001002470 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-1002470 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Prepayment Penalty | 00 Months |
The 2025 property tax bill for 693 Schultz Dr was $8,304.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,304.00 | $966,386 Land $341,054 Building $625,332 | $966,386 Land $341,054 Building $625,332 |
| 2022 | $899,323 Land $215,136 Building $684,187 | $899,323 Land $215,136 Building $684,187 | |
| 2021 | $6,944.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 693 Schultz Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 693 Schultz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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