693 Painted Laurel Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 693 Painted Laurel Dr, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	2,167 sqft · built 2005
Lot Size	1.38 acres (60,200 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Aug 2020)
Tax Bill	$2,385 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14379-088-025`

Property Details

APN / Parcel Number

Primary APN	`14379-088-025`
Alternative APNs	`143906572186` `109360`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,167 sqft Heated Area
Gross Area	2,744 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Lot Area	60,200 sqft (1.38 acres)
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	109360
Old Parcel Number	14379088025
Street Address	693 PAINTED LAUREL DR
City	JEFFERSON
State	NC
Zip	28640-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 (1.382 A)
Legal Subdivision	PAINTED LAUREL SUBDIVISION
Legal Lot Number	25
Jurisdiction	ASHE NC
Township / Civil Division	PEAK CREEK
Census Block Group	1
Census Block	1019
Census Tract	970801

Owner

693 Painted Laurel Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	693 PAINTED LAUREL DR, JEFFERSON, NC 28640-9473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Deed Document Number	20203925
Deed Book / Page	515 / 1791
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	693 PAINTED LAUREL DR, JEFFERSON, NC 28640-9473
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 PAINTED LAUREL DR, JEFFERSON, NC 28640-9473

Mortgage

Document Number	00543/1469
Date	Jul 7, 2022
Book Page	543/1469
Instrument	3665

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 18, 2020
Property Address	693 PAINTED LAUREL DR, JEFFERSON, NC 28640-9473
Document Number	00515/1791
Book / Page	515 / 1791
Map Reference	MB 5 PG 557
Instrument Date	Aug 13, 2020
Instrument	3925
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	670 MOUNT PLEASANT RD, WILLOW SPRING, NC 27592-8898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 PAINTED LAUREL DR, JEFFERSON, NC 28640-9473

Mortgage

Document Number	0000003926
Date	Aug 18, 2020
Instrument	3926

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 693 Painted Laurel Dr was $2,385.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,385.00	$446,700 (-) Land $25,000 Building $421,700	$446,700 (-) Land $25,000 Building $421,700
2025	$2,385.00	$446,700 Land $25,000 Building $421,700	$446,700 Land $25,000 Building $421,700
2023	$2,296.00 (+37.73%)	$446,700 (+70.76%) Land $25,000 Building $421,700	$446,700 (+70.76%) Land $25,000 Building $421,700
2022	$1,667.00	$261,600 Land $25,000 Building $236,600	$261,600 Land $25,000 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 693 Painted Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 Painted Laurel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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