693 Monaco O, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 693 Monaco O, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 883 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Feb 2024)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-015-6930`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-015-6930`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	693 MONACO O
City	DELRAY BEACH
State	FL
Zip	33446-1944
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO O COND PAR 693
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	15
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	693 MONACO O, DELRAY BEACH, FL 33446-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · Conventional Mortgage LEGENDARY HOME LOANS LLC
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Prior Sale	Feb 25, 2003 · Amount on Record
Deed Document Number	202462880
Deed Book / Page	34847 / 1632
Prior Transfer Date	Mar 9, 1993
Prior Transfer Doc	7745000103
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 26, 2024
Property Address	693 MONACO O, DELRAY BEACH, FL 33446-1944
Document Number	0348471632
Book / Page	34847 / 1632
Instrument Date	Feb 9, 2024
Instrument	20240062880
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	FLORIDA TITLE AND CLOSING COMPANY, FLORIDA TITLE & CLOSING CO

Transaction

Amount	Amount Recorded
Tax	$1,029.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8410 SPRUCE HILL DR, LAUREL, MD 20707-5057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 MONACO O, DELRAY BEACH, FL 33446-1944

Mortgage

Document Number	20240062881
Date	Feb 26, 2024
Instrument	20240062881

Lender

Name	LEGENDARY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0348471635
Date	Feb 26, 2024
Book Page	34847/1635
Instrument	20240062881

Lender

Name	LEGENDARY HOME LOANS LLC
Type	Mortgage Company
Address	1280 SW 36TH AVE STE 301, POMPANO BEACH, FL 33069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 14, 2020
Property Address	693 MONACO O, DELRAY BEACH, FL 33446-1944
Document Number	0317381076
Book / Page	031738 / 001076
Instrument Date	Aug 26, 2020
Instrument	338694
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 MONACO O DELRAY BEACH FL 334461944, DELRAY BEACH, FL 33446-1944

Mortgage

Document Number	317381079
Date	Sep 14, 2020
Book Page	031738/001079
Instrument	338695

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+8.71%)	$129,407 (+92.5%)	$129,407 (+14.15%) Building $129,407
2024	$2,181.00 (+292.97%)
2023	$555.00 (+1.65%) Homeowner's exemption Additional exemption filed	$67,226 (+3%)	$113,363 (+25.58%) Building $113,363
2022	$546.00 Homeowner's exemption Additional exemption filed	$65,268	$90,273 Building $90,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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