Franklin County property record for 693 McNatt Rd, Spruce Pine, AL 35585
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,472 sqft · built 1999 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,315 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-01-12-0-000-014.000 0 |
| Primary APN | 15-01-12-0-000-014.000 0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| 1st Floor Area | 2,472 sqft |
| Upper Floors Area | 2,472 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Finished |
| Garage Area | 2,472 sqft |
| Porch | Open Porch |
| Porch Area | 418 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 0000107740 |
|---|---|
| Street Address | 693 MCNATT RD |
| City | SPRUCE PINE |
| State | AL |
| Zip | 35585-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT. OF SE4 OF SEC. 12 T8S R12W: SE4 OF SE4 SEC. 12 T8S R12W |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 12 |
| Legal Subdivision | LMP ADD |
| Jurisdiction | FRANKLIN AL |
| Township / Civil Division | PHIL CAMPBELL |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 973701 |
Source: Franklin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 693 MCNATT RD, SPRUCE PINE, AL 35585-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN AL |
| Property Address | 693 MCNATT RD, SPRUCE PINE, AL 35585-4031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 829/209 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 829/209 |
| Instrument | 20-829209 |
| Name | CB&S BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 31, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,315.00 (+7.35%) | ||
| 2025 | $1,225.00 (+2.51%) Homeowner's exemption | $38,880 (+7.4%) Land $9,360 Building $29,520 | $388,600 (+7.32%) Land $93,500 Building $295,100 |
| 2023 | $1,195.00 (+8.34%) Additional exemption filed | $36,200 (+8.38%) | $362,100 (+8.38%) Land $83,600 Building $278,500 |
| 2022 | $1,103.00 Additional exemption filed | $33,400 Land $7,600 Building $25,800 | $334,100 Land $76,000 Building $258,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 10 / 1 |
May also be available: Freedom Fiber.
4G LTE (outdoors only), no 5G reported
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