693 Ludlow Ave, Elgin, IL 60120 Property Records

Kane County property record for 693 Ludlow Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1957
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2024)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Apr 2024 Sale Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-12-232-010`

Property Details

APN / Parcel Number

Primary APN	`06-12-232-010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,296 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	693 LUDLOW AVE
City	ELGIN
State	IL
Zip	60120-2478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN LOT 1 BLOCK 4
Legal Subdivision	LUDLOWS ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-232-010

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	693 LUDLOW AVE, ELGIN, IL 60120-2478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2024	Warranty Deed, Transfer
Mar 16, 2017	Loan Modification, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	0000019721
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 04, 2024
Property Address	693 LUDLOW AVE, ELGIN, IL 60120-2478
Document Number	0000010984
Instrument Date	Mar 28, 2024
Instrument	2024K010984
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 N VAN BUREN ST, BATAVIA, IL 60510-2014

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	693 LUDLOW AVE, ELGIN, IL 60120-2478
Document Number	0000017919
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	May 03, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 LUDLOW AVE ELGIN IL 601202478, ELGIN, IL 60120-2478

Mortgage

Document Number	0000017919
Date	Apr 11, 2017
Instrument	17919

Lender

Name	STEARNS LNDG
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Apr 10, 2057

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00 (+15.79%)
2024		$71,826 (+21.39%) Land $14,440 Building $57,386	$215,564 (+21.44%) Land $43,337 Building $172,227
2022	$4,610.00 (+4.77%) Homeowner's exemption	$59,168 (+6.96%) Land $11,895 Building $47,273	$177,504 (+6.96%) Land $35,685 Building $141,819
2021	$4,400.00 Homeowner's exemption	$55,318 Land $11,121 Building $44,197	$165,954 Land $33,363 Building $132,591

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 616 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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