693 F St, Independence, OR 97351 Property Records

Polk County property record for 693 F St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,659 sqft · built 1952
Lot Size	0.135 acres (5,874 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BC-07800`

Property Details

APN / Parcel Number

Primary APN	`08428-BC-07800`
Alternative APN	`205353`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,275 sqft
Attic	Attic
Attic Area	768 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,874 sqft (0.135 acres)
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	205353
Street Address	693 F ST
City	INDEPENDENCE
State	OR
Zip	97351-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY WITH ATTIC
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HALLS ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3052
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

693 F St is owned and occupied by two individuals who acquired it in March 2008.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	693 F ST, INDEPENDENCE, OR 97351-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage OREGON STATE CREDIT UNION
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage OREGON STATE CU
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit OREGON STATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2008
Transfer Doc	0000004814
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	Apr 24, 2026
Property Address	693 F ST, INDEPENDENCE, OR 97351-1723
Document Number	0000003260
Instrument Date	Apr 20, 2026
Instrument	20263260
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	693 F ST, INDEPENDENCE, OR 97351-1723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003260,
Date	Apr 24, 2026
Instrument	20263260

Lender

Name	OREGON STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	693 F ST, INDEPENDENCE, OR 97351-1723
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002107
Date	Feb 16, 2022
Instrument	2022-002107

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	693 F ST, INDEPENDENCE, OR 97351-1723
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018680
Date	Dec 14, 2020
Instrument	2020-018680

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	SALEM, OR 97301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 693 F St was $2,825, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,450 (+3%) Land $37,380 Building $122,070	$371,590 (-5.02%) Land $150,000 Building $221,590
2025	$2,825.00 (+3.78%)	$154,810 (+2.99%) Land $36,290 Building $118,520	$391,240 (+4.28%) Land $149,300 Building $241,940
2024	$2,722.00 (-2.51%)	$150,310 (+2.99%) Land $35,230 Building $115,080	$375,170 (-2.21%) Land $137,000 Building $238,170
2023	$2,792.00 (+8.93%)	$145,940 (+3%) Land $34,210 Building $111,730	$383,660 (+14.12%) Land $138,200 Building $245,460
2022	$2,563.00	$141,690 Land $33,210 Building $108,480	$336,190 Land $117,500 Building $218,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 693 F St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 F St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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