693 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 693 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,659 sqft · built 1940
Lot Size	0.612 acres (26,677 sqft)
Owner	Individual Name on Record
Last Sale	$280,500 (Sep 2026)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-12-479-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-479-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,659 sqft Living Area
Gross Area	2,765 sqft
Basement Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	26,677 sqft (0.612 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	693 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB OF LANDS LOT F OF LOT 253 SEC 12-41-8
Legal Range	08
Legal Township	41
Legal Section	12
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	4
Legal Lot Number	F,253
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4009
Census Tract	850800

Owner

Source: Kane County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4004 STRATFORD LN, CARPENTERSVILLE, IL 60110-3414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 3, 2026	Administrator's Deed, Transfer · Construction Mortgage NATIONAL REPUBLIC BANK CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Aug 3, 2026 · Amount on Record
Deed Document Number	202639375
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 10, 2026
Property Address	693 ENTERPRISE ST, ELGIN, IL 60120-3968
Document Number	0000039375
Instrument Date	Aug 28, 2026
Instrument	202639375
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$42,495.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 STRATFORD LN, CARPENTERSVILLE, IL 60110-3414
Investor	Possibly a Property Investor

August 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2026
Property Address	693 ENTERPRISE ST, ELGIN, IL 60120-3968
Document Number	0000032977
Instrument Date	Jul 29, 2026
Instrument	202632977
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032978,
Date	Aug 3, 2026
Instrument	202632978

Lender

Name	NATIONAL REPUBLIC BANK CHICAGO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 29, 2027

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,194.00 (+88.5%) Homeowner's exemption Senior Citizen's exemption	$97,191 (+8.57%) Land $26,065 Building $71,126	$291,690 (+8.57%) Land $78,226 Building $213,463
2024		$89,520 (+21.39%) Land $24,008 Building $65,512	$268,667 (+21.44%) Land $72,053 Building $196,615
2022	$3,286.00 (-2.81%) Homeowner's exemption	$73,743 (+6.96%) Land $19,777 Building $53,966	$221,229 (+6.96%) Land $59,331 Building $161,898
2021	$3,381.00 Homeowner's exemption	$68,944 Land $18,490 Building $50,454	$206,832 Land $55,470 Building $151,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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