693 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 693 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,600 sqft
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,258 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-017-300-010-01`

Property Details

APN / Parcel Number

Primary APN	`120-017-300-010-01`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	87,556 sqft (2.01 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	693 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-8433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 150 FT OF N 584 FT OF S 659 FT OF E 1/2 OF E 1/2 OF SW 1/4. EX ANY HWY ROW ON S LOC WITHIN SD DESC. SEC.17,T17N,R4E 1-28-98
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1012
Census Tract	286300

Owner

Source: Bay County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	693 E CODY ESTEY RD, PINCONNING, MI 48650-8433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit FINANCIALEDGE COMMUNITY CU
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIALEDGE CMNTY CU
Aug 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2019
Transfer Doc	0000010461
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	693 E CODY ESTEY RD, PINCONNING, MI 48650-8433
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 E CODY ESTEY RD, PINCONNING, MI 48650-8433

Mortgage

Document Number	0000013578
Date	Oct 29, 2025
Instrument	202513578

Lender

Name	FINANCIALEDGE COMMUNITY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	693 E CODY ESTEY RD, PINCONNING, MI 48650-8433
Document Number	0000005338
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 E CODY ESTEY RD PINCONNING MI 486508433, PINCONNING, MI 48650-8433

Mortgage

Document Number	0000005338
Date	Apr 14, 2020
Instrument	5338

Lender

Name	FINANCIALEDGE CMNTY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2035

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Aug 10, 2026
Property Address	693 E CODY ESTEY RD, PINCONNING, MI 48650-8433
Document Number	0000010461
Instrument Date	Jul 17, 2019
Instrument	202610461
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	741 E CODY ESTEY RD, PINCONNING, MI 48650-8433

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,258.00 (+3.25%) Homeowner's exemption	$124,200 (-4.24%)	$248,400 (-4.24%)
2025		$129,700 (+25.68%)	$259,400 (+25.68%)
2024	$2,187.00 (+13.55%)
2023		$103,200	$206,400
2022	$1,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Skyweb Networks.

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