693 Congdon St W, Middletown, CT 06457 Property Records

Middletown City property record for 693 Congdon St W, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,396 sqft · built 2019
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Nov 2019)
Tax Bill	$12,019 (2024)
Deeds & Mortgages	Dec 2021 Refinance Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0828`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0828`
Alternative APN	`R15799`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	5,992 sqft
1st Floor Area	2,396 sqft
Basement Area	2,396 sqft
Unfinished Basement	2,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	70,132 sqft (1.61 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R15799
Street Address	693 CONGDON ST W
City	MIDDLETOWN
State	CT
Zip	06457-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	828
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1006
Census Tract	541402

Owner

Source: Middletown City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	693 CONGDON ST W, MIDDLETOWN, CT 06457-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 15, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	20193497850003
Deed Book / Page	1956 / 483
Last Transfer Date	May 25, 2021
Transfer Doc	002010-424
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	693 CONGDON ST W, MIDDLETOWN, CT 06457-1902
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002029-256
Date	Dec 1, 2021
Book Page	2029/256
Instrument	3663320020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2036

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 15, 2021
Property Address	693 CONGDON ST W, MIDDLETOWN, CT 06457-1902
Document Number	002010-424
Book / Page	2010 / 424
Instrument Date	May 25, 2021
Instrument	3620970002
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 6, 2019
Property Address	693 CONGDON ST W, MIDDLETOWN, CT 06457-1902
Document Number	001956-483
Book / Page	1956 / 483
Instrument Date	Nov 5, 2019
Instrument	3497850003
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	693 CONGDON ST W, MIDDLETOWN, CT 06457-1902

Mortgage

Document Number	3497860010
Date	Nov 6, 2019
Instrument	3497860010

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,770 (-) Land $71,680 Building $285,090	$249,739 Land $50,176 Building $199,563
2024	$12,019.00 (+5.48%)	$356,770 (-) Land $71,680 Building $285,090
2023	$11,395.00 (+14.96%)	$356,770 (+35.04%) Land $71,680 Building $285,090
2022	$9,912.00	$264,200 Land $47,780 Building $216,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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