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693 Congaree Loop, The Villages, FL 32163 Property Records

Sumter County property record for 693 Congaree Loop, The Villages, FL 32163

Property Summary

Property TypeSingle Family Home
Details2,029 sqft · built 2016
Lot Size0.226 acres (9,848 sqft)
OwnerIndividual Name on File
Last Sale$620,000 (Oct 2025)
Tax Bill$7,249 (2024)
Deeds & MortgagesOct 2025 Sale
Apr 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNG24B004

Property Details

APN / Parcel Number

Primary APNG24B004
Alternative APN
  • 1059498

Interior

Building Area2,029 sqft Heated Area

Exterior

Year BuiltBuilt 2016
Architectural StyleCustom Design
Construction TypeSteel Frame
Lot Area9,848 sqft (0.226 acres)
Garage Area454 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area499 sqft

Location & Zoning

Account Number1059498
Street Address693 CONGAREE LOOP
CityTHE VILLAGES
StateFL
Zip32163-4312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 THE VILLAGES OF SUMTER UNIT NO 194 PB 16 PGS 4-4L
Legal Range23E
Legal Township19S
Legal Section24
Legal SubdivisionVILLAGES/SUMTER
Legal Lot Number4
Legal Unit194
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group4
Census Block4005
Census Tract911402

Owner

693 Congaree Loop is owned by an individual who bought it in October 2025.

Source: Sumter County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10685 LIMERIDGE RD, HIRAM, OH 44234-9742
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Warranty Deed, Transfer
CLOSING AND TITLE INSURANCE AGENCY, CLOSING TABLE TTL INS AGCY L
Apr 12, 2024Warranty Deed, Transfer · Line of Credit
WOODFORD STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on File
Deed SaleOct 2, 2025 · Amount on File
Prior SaleApr 12, 2024 · Amount on File
Deed Document Number202560047963
Deed Book / Page4961 / 344
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateOct 2, 2025
Property Address693 CONGAREE LOOP, THE VILLAGES, FL 32163-4312
Document Number0049610344
Book / Page4961 / 344
Map ReferenceMB 16 PG 4&4A-4L
Instrument DateSep 30, 2025
Instrument202560047963
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyCLOSING AND TITLE INSURANCE AGENCY, CLOSING TABLE TTL INS AGCY L

Transaction

AmountAmount on Record
Tax$4,340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17900 SE 89TH ROTHWAY CT, THE VILLAGES, FL 32162-4840

Transferred To (Grantee/Buyer)

NameVerified Name
Address10685 LIMERIDGE RD, HIRAM, OH 44234-9742

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateApr 12, 2024
Property Address693 CONGAREE LOOP, THE VILLAGES, FL 32163-4312
Document Number0046290075
Book / Page4629 / 75
Map ReferenceMB 16 PG 4&4A-4L
Instrument DateApr 1, 2024
Instrument202460013876
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,479.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3198 PROVINCE CIR, MUNDELEIN, IL 60060-6018

Transferred To (Grantee/Buyer)

NameVerified Name
Address693 CONGAREE LOOP, THE VILLAGES, FL 32163-4312

Mortgage

Document Number0000462977
DateApr 12, 2024
Instrument4629/77
Lender
NameWOODFORD STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$462,940 (-0.94%) Land $59,090 Building $403,850$462,940 (-0.94%) Land $59,090 Building $403,850
2024$7,249.00 (+4.36%)$467,330 (-0.66%) Land $59,090 Building $408,240$467,330 (-0.66%) Land $59,090 Building $408,240
2023$6,946.00 (+1.42%)$470,420 (+25.67%) Land $39,390 Building $431,030$470,420 (+3.69%) Land $39,390 Building $431,030
2022$6,849.00$374,330$453,660 Land $39,290 Building $414,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 693 Congaree Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 228 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 Congaree Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE WATER
public/private · serves 493 people · EPA ID FL6532779
Water SourcePurchased groundwater from CITY OF LAKELAND
Last State InspectionNov 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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