6927 Gallagher Rd, Pilot Hill, CA 95664 Property Records

El Dorado County property record for 6927 Gallagher Rd, Pilot Hill, CA 95664

Property Summary

Property Type	Rural Home
Details	2 bd · 3.5 ba · 4,404 sqft · built 1998
Lot Size	12.8 acres (559,746 sqft)
Owner	Company Name on Record
Tax Bill	$7,853 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-160-005-000`

Property Details

APN / Parcel Number

Primary APN	`104-160-005-000`
Alternative APNs	`10416005100` `1041600510`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	4,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	559,746 sqft
Terrain	Rolling
View / Lot	Average
Parking Spaces	1 Parking Space
Patio Area	4,404 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	6927 GALLAGHER RD
City	PILOT HILL
State	CA
Zip	95664-9203
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	L 5 INDIAN SPRINGS
Legal Subdivision	INDIAN SPRINGS
Legal Lot Number	5
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2014
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Intrafamily Transfer, Transfer
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2023
Transfer Doc	0000014551
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 30, 2023
Property Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203
Document Number	0000014551
Map Reference	MB F PG 120
Instrument Date	May 23, 2023
Instrument	2023-0014551
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203

Mortgage

Document Number	0000073979
Date	Dec 2, 2021
Instrument	2021-0073979

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203

Mortgage

Document Number	0000043979
Date	Jul 6, 2021
Instrument	2021-0043979

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6927 GALLAGHER RD, PILOT HILL, CA 95664-9203

Mortgage

Document Number	0000056992
Date	Oct 12, 2020
Instrument	2020-0056992

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,122 (+2%) Land $150,102 Building $593,020
2025	$7,853.00 (+7.84%) Homeowner's exemption	$728,552 (+4.04%) Land $147,159 Building $581,393
2023	$7,282.00 (+1.53%) Homeowner's exemption	$700,264 Land $141,446 Building $558,818
2022	$7,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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