69255 38th Ave, Covert, MI 49043 Property Records

Van Buren County property record for 69255 38th Ave, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,952 sqft · built 2012
Lot Size	30.3 acres (1,322,482 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-04-019-020-02`

Property Details

APN / Parcel Number

Primary APN	`80-04-019-020-02`

Interior

Full Baths	3 Baths
Building Area	3,952 sqft Living Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	1,322,482 sqft (30.3 acres)
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	69255 38TH AVE
City	COVERT
State	MI
Zip	49043-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO ZONI
Legal Description	257 19-2-16 843-231 1550-69 NE1/4 OF SWFR1/4 OF SEC. EX E 276' THEREOF.
Jurisdiction	VAN BUREN MI
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1048
Census Tract	12001

Owner

Source: Van Buren County assessment roll, APN 80-04-019-020-02, as of October 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	69255 38TH AVE, COVERT, MI 49043-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage STURGIS BANK AND TRUST COMPANY
Jul 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Dec 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 19, 2011
Transfer Doc	1550/0069
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Recording Date	Apr 01, 2026
Property Address	69255 38TH AVE, COVERT, MI 49043-9704
Document Number	0003471938
Book / Page	1790 / 597
Instrument Date	Mar 27, 2026
Instrument	20263471938
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	69255 38TH AVE, COVERT, MI 49043-9704

Mortgage

Document Number	0003471938,
Date	Apr 01, 2026
Book Page	1790/597
Instrument	20263471938

Lender

Name	STURGIS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	69255 38TH AVE, COVERT, MI 49043-9704
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1671/0331
Date	Jul 16, 2018
Book Page	1671/0331

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	69255 38TH AVE, COVERT, MI 49043-9704
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1677/0628
Date	Dec 18, 2018
Book Page	1677/0628

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Van Buren County assessment roll as of October 21, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Bangor Township
Unified School District	Bangor Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,700 (+14.2%)	$553,400 (+14.2%)
2025	$1,518.00 (-69.38%) Homeowner's exemption	$242,300 (+22.07%)	$484,600 (+22.07%)
2024	$4,957.00 (+20.29%)
2023		$198,500	$397,000
2020	$4,121.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Van Buren County (26159C), as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 11 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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