Washington County property record for 6923 Lydia Ln, Saint Paul, MN 55125
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,378 sqft · built 2008 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Nov 2008) |
| Tax Bill | $9,856 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-028-21-41-0062 |
| Primary APN | 19-028-21-41-0062 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,378 sqft Living Area |
| Basement Area | 1,757 sqft |
| Finished Basement | 1,535 sqft |
| Unfinished Basement | 222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,331 sqft (0.329 acres) |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 6923 LYDIA LN |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55125-6706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WYNDHAM PONDS LOT 3 BLOCK 11 SUBDIVISIONCD 00909 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 19 |
| Legal Subdivision | WYNDHAM PONDS |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | WOODBURY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 71012 |
Source: Washington County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6923 LYDIA LN, SAINT PAUL, MN 55125-6706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL CREDIT UNION |
| Dec 30, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHPOINT FCU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHPOINT FCU |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU |
| Jan 27, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHPOINT FCU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2008 · Amount on Record |
| Deed Sale | Nov 3, 2008 · Amount on Record |
| Prior Sale | Aug 29, 2008 · Amount on Record |
| Deed Document Number | 2008111090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Aug 31, 2026 |
| Property Address | 6923 LYDIA LN, SAINT PAUL, MN 55125-6706 |
| Document Number | 0004518979 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20264518979 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 6923 LYDIA LN, SAINT PAUL, MN 55125-6706 |
| Document Number | 0004518979, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20264518979 |
| Name | SOUTHPOINT FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6923 LYDIA LN, WOODBURY, MN 55125-6706 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004353265 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 4353265 |
| Name | SOUTHPOINT FCU |
|---|---|
| Type | Credit Union |
| Address | SLEEPY EYE, MN 56085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 29, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6923 LYDIA LN, WOODBURY, MN 55125-6706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004301584 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 4301584 |
| Name | SOUTHPOINT FCU |
|---|---|
| Type | Credit Union |
| Address | SLEEPY EYE, MN 56085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 21, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6923 LYDIA LN, WOODBURY, MN 55125-6706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004228154 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 4228154 |
| Name | SOUTHPOINT FCU |
|---|---|
| Type | Credit Union |
| Address | SLEEPY EYE, MN 56085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6923 LYDIA LN, WOODBURY, MN 55125-6706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004228155 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 4228155 |
| Name | SOUTHPOINT FCU |
|---|---|
| Type | Credit Union |
| Address | SLEEPY EYE, MN 56085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6923 LYDIA LN, WOODBURY, MN 55125-6706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004279658 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 4279658 |
| Name | SOUTHPOINT FCU |
|---|---|
| Type | Credit Union |
| Address | SLEEPY EYE, MN 56085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Woodbury City |
| Unified School District | South Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,856.00 (+19.93%) Homeowner's exemption | ||
| 2025 | $738,900 (+13.12%) Land $107,500 Building $631,400 | $738,900 (+13.12%) Land $107,500 Building $631,400 | |
| 2024 | $653,200 (-0.96%) Land $105,000 Building $548,200 | $653,200 (-0.96%) Land $105,000 Building $548,200 | |
| 2023 | $8,218.00 | ||
| 2022 | $659,500 Land $141,000 Building $518,500 | $659,500 Land $141,000 Building $518,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Woodbury serves 82,643 people · EPA ID MN1820025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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