6923 Cay Ct, Naples, FL 34113 Property Records

Collier County property record for 6923 Cay Ct, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 2017
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$528,650 (Nov 2017)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`427515 2955B19`

Property Details

APN / Parcel Number

Primary APN	`427515 2955B19`
Alternative APN	`52505037720`

Interior

Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	4,792 sqft (0.11 acres)
Pool Area	160 sqft
Deck Area	224 sqft

Location & Zoning

Street Address	6923 CAY CT
City	NAPLES
State	FL
Zip	34113-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLES OF COLLIER PRESERVE PHASE 3 LOT 295
Legal Range	26
Legal Township	50
Legal Section	19
Legal Subdivision	ISLES OF COLLIER PRESERVE PH 3
Legal Phase	3
Legal Tract	427515
Legal Block	1
Legal Lot Number	295
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10808

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6923 CAY CT, NAPLES, FL 34113-8224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	20175476185
Deed Book / Page	5452 / 3181
Record Updated	Oct 29, 2026

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 29, 2017
Property Address	6923 CAY CT, NAPLES, FL 34113-8224
Document Number	0054523181
Book / Page	5452 / 3181
Map Reference	MB57 PG66-75
Instrument Date	Nov 27, 2017
Instrument	5476185
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FOUNDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 W SAMPLE RD # RD200, 4400, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6923 CAY CT, NAPLES, FL 34113-8224

Mortgage

Document Number	0005476186
Date	Nov 29, 2017
Instrument	5476186

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,688 (+2.7%)	$806,734 (+8.02%) Land $230,179 Building $576,555
2025	$4,510.00 (+8.23%) Homeowner's exemption	$444,682 (+5.99%)	$746,868 (-2.81%) Land $257,235 Building $489,633
2023	$4,167.00 (-2.16%) Homeowner's exemption	$419,563 (+3%)	$768,457 (+17.85%) Land $313,359 Building $455,098
2022	$4,259.00 Homeowner's exemption	$407,343	$652,089 Land $186,612 Building $465,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20