6923 Brandy Cir, Granite Bay, CA 95746 Property Records

Placer County property record for 6923 Brandy Cir, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1987
Lot Size	0.161 acres (7,014 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2020)
Tax Bill	$6,868 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048-360-015-000`

Property Details

APN / Parcel Number

Primary APN	`048-360-015-000`
Alternative APN	`048-360-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,685 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,014 sqft (0.161 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	048-360-015
Street Address	6923 BRANDY CIR
City	GRANITE BAY
State	CA
Zip	95746-6238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSBX
Legal Description	LOT 15 STANTON ESTATES MOR BK M PG 42
Legal Subdivision	STANTON ESTATES
Legal Lot Number	15
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2000
Census Tract	20605

Owner

6923 Brandy Cir is owned and occupied by two individuals who bought it in July 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6923 BRANDY CIR, GRANITE BAY, CA 95746-6238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Jul 9, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2019	Grant Deed, Transfer · Conventional Mortgage CONNOR J R & J A K TRUST (RT)
Dec 17, 2019	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Dec 17, 2019 · Amount on File
Deed Document Number	202068819
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	0000102503
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6923 BRANDY CIR, GRANITE BAY, CA 95746-6238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013364
Date	Feb 14, 2020
Instrument	2020-0013364

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 9, 2020
Property Address	6923 BRANDY CIR, GRANITE BAY, CA 95746-6238
Document Number	0000068819
Map Reference	MB M PG 42
Instrument Date	Jul 6, 2020
Instrument	2020-0068819
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6923 BRANDY CIR, GRANITE BAY, CA 95746-6238

Mortgage

Document Number	0000068820
Date	Jul 9, 2020
Instrument	2020-0068820

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 17, 2019
Property Address	6923 BRANDY CIR, GRANITE BAY, CA 95746-6238
Document Number	0000102504
Instrument Date	Dec 13, 2019
Instrument	102504
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3902 LOS ALTOS CA 940240902, LOS ALTOS, CA 94024-0902

Mortgage

Document Number	102505
Date	Dec 17, 2019
Instrument	102505

Lender

Name	CONNOR J R & J A K TRUST (RT)
Address	PO BOX 1722, LOS ALTOS, CA 94023-1722

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Dec 17, 2019
Property Address	6923 BRANDY CIR, GRANITE BAY, CA 95746-6238
Document Number	0000102503
Instrument Date	Dec 13, 2019
Instrument	102503
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6923 BRANDY CIR GRANITE BAY CA 957466238, GRANITE BAY, CA 95746-6238

Tax Assessment & Valuation

The 2025 property tax bill for 6923 Brandy Cir was $6,868 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,242 (+2%) Land $182,172 Building $425,070
2025	$6,868.00 Homeowner's exemption	$595,336 Land $178,600 Building $416,736
2023	$6,644.00 (-0.29%) Homeowner's exemption	$572,220 Land $171,666 Building $400,554
2022	$6,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6923 Brandy Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6923 Brandy Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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