6923 3rd St NW, Moorhead, MN 56560 Property Records

Clay County property record for 6923 3rd St NW, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	1.19 acres (51,929 sqft)
Owner	2 Individual Names on File
Last Sale	$657,869 (Jul 2026)
Tax Bill	$5,204 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Construction Loan + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`58.622.0080`

Property Details

APN / Parcel Number

Primary APN	`58.622.0080`

Exterior

Lot Area	51,929 sqft (1.19 acres)

Location & Zoning

Street Address	6923 3RD ST NW
City	MOORHEAD
State	MN
Zip	56560-2988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 001 LOT 008 PLATNUMBER PLATSUFFIX SUBDIVISIONCD 58622 SUBDIVISIONNAME PRESERVE ON BROADWAY ADDN SUBDIVPHASE
Legal Subdivision	PRESERVE ON BROADWAY ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1003
Census Tract	30106

Owner

6923 3rd St NW is owned and occupied by two individuals who bought it in July 2026.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6923 3RD ST NW, MOORHEAD, MN 56560-2988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage INTERNATIONAL BANK
Dec 22, 2025	Deed of Trust, Mortgage · Construction Mortgage CHOICE FINANCIAL GROUP
Nov 10, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Oct 20, 2025 · Amount on File
Deed Document Number	2026866279
Prior Transfer Date	Nov 10, 2025
Prior Transfer Doc	0000859824
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 10, 2026
Property Address	6923 3RD ST NW, MOORHEAD, MN 56560-2988
Document Number	0000866279
Instrument Date	Jul 10, 2026
Instrument	2026866279
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,267.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6923 3RD ST NW, MOORHEAD, MN 56560-2988

Mortgage

Document Number	0000866280,
Date	Jul 10, 2026
Instrument	2026866280

Lender

Name	INTERNATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	6923 3RD ST NW, MOORHEAD, MN 56560-2988
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000860946
Date	Dec 22, 2025
Instrument	860946

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 15, 2027

Interest

Rate Type	Adjustable Rate

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Nov 10, 2025
Property Address	6923 3RD ST NW, MOORHEAD, MN 56560-2988
Document Number	0000859824
Instrument Date	Nov 7, 2025
Instrument	859824
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 51ST AVE S, FARGO, ND 58104-5008
Investor	Possibly a Property Investor

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Oct 20, 2025
Property Address	6923 3RD ST NW, MOORHEAD, MN 56560-2988
Document Number	0000859318
Instrument Date	Oct 17, 2025
Instrument	859318
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	600 30TH AVE S APT 201, 201, MOORHEAD, MN 56560-3776

Tax Assessment & Valuation

The 2026 property tax bill for 6923 3rd St NW was $5,204, up 12.8% from the year before.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,204.00 (+12.84%)	$123,100 (+139.96%) Land $51,300 Building $71,800	$123,100 (+139.96%) Land $51,300 Building $71,800
2025	$4,612.00	$51,300 Land $51,300	$51,300 Land $51,300
2023	$4,574.00	$68,800 Land $68,800	$68,800 Land $68,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6923 3rd St NW in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	213 (1997–2014)
Claims Outside the SFHA	180 of 213
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2011 · 109 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 17 claims Severe Flooding, High Winds,severe Storms, May 1997 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6923 3rd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom, X-Tech.

Nearby Properties on 3rd St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures