Duval County property record for 6922 Bernay Ave, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,369 sqft · built 1957 |
| Lot Size | 0.184 acres (8,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jun 2024) |
| Tax Bill | $3,373 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011265-0000 |
| Primary APN | 011265-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 1,049 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,013 sqft (0.184 acres) |
| Lot Dimensions | 123 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Open Porch |
| Porch Area | 637 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6922 BERNAY AVE |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 27-58 39-2S-25E NORMANDY UNIT 5 LOT 31 BLK 17 |
| Legal Range | 25E |
| Legal Township | 02S |
| Legal Section | 39 |
| Legal Subdivision | NORMANDY UNIT 05 |
| Legal Block | 17 |
| Legal Lot Number | 31 |
| Legal Unit | 5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12000 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6922 BERNAY AVE, JACKSONVILLE, FL 32205-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 28, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Aug 28, 2017 · Amount on Record |
| Deed Document Number | 2024139536 |
| Deed Book / Page | 21105 / 285 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 0176530429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6922 BERNAY AVE, JACKSONVILLE, FL 32205-4505 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6922 BERNAY AVE, JACKSONVILLE, FL 32205-4505 |
| Document Number | 0216570217 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 21657/217 |
| Instrument | 2025240723 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6922 BERNAY AVE, JACKSONVILLE, FL 32205-4505 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 6922 BERNAY AVE, JACKSONVILLE, FL 32205-4505 |
| Document Number | 0204240865 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 20424/865 |
| Instrument | 2022230331 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 6922 BERNAY AVE, JACKSONVILLE, FL 32205-4505 |
| Document Number | 0181031954 |
| Book / Page | 18103 / 1954 |
| Map Reference | MB 27 PG 58 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2017201353 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ALL FLORIDA TITLE SERVICES I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 817058, HOLLYWOOD, FL 33081-1058 |
| Name | Verified Name |
|---|---|
| Address | 6922 BERNAY AVE, JACKSONVILLE, FL 32205-4505 |
| Document Number | 2017201354 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 2017201354 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,324 (-0.8%) Land $50,000 Building $158,324 | $208,324 (-0.8%) Land $50,000 Building $158,324 | |
| 2025 | $3,373.00 (+124.87%) Homeowner's exemption | $210,013 (+90.98%) Land $50,000 Building $160,013 | $210,013 (+7.96%) Land $50,000 Building $160,013 |
| 2024 | $1,500.00 (+3.52%) | ||
| 2023 | $1,449.00 (+10.19%) Homeowner's exemption | $109,964 (+3%) | $194,536 (+21.38%) Land $32,500 Building $162,036 |
| 2022 | $1,315.00 Homeowner's exemption | $106,762 | $160,264 Land $25,000 Building $135,264 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1996–2017) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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