6920 Navajoa Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 6920 Navajoa Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 2016
Lot Size	0.127 acres (5,544 sqft)
Owner	Trust Name on File
Last Sale	$759,000 (Sep 2025)
Tax Bill	$7,360 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`030-373-031`

Property Details

APN / Parcel Number

Primary APN	`030-373-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,442 sqft Living Area

Exterior

Year Built	Built 2016
Construction Type	Wood
Lot Area	5,544 sqft (0.127 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6920 NAVAJOA AVE
City	ATASCADERO
State	CA
Zip	93422-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF10
Legal Description	CY ATAS PM 73/72-74 PAR 1
Legal Subdivision	PARCEL MAP AT 06-0211
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2006
Census Tract	12601

Owner

6920 Navajoa Ave is held in a trust since September 2025.

Source: San Luis Obispo County records, as of October 1, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	332 MARION AVE, WEBSTER GROVES, MO 63119-2617
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 14, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 17, 2025	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CASHCALL
Aug 9, 2019	Quit Claim Deed, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Nov 18, 2016 · Amount on File
Deed Document Number	2025027282
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143

Mortgage

Document Number	0000084458
Date	Dec 30, 2021
Instrument	2021084458

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143

Mortgage

Document Number	0000017084
Date	Jun 19, 2023
Instrument	2023017084

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143

Mortgage

Document Number	0000015947
Date	Jun 14, 2024
Instrument	2024015947

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 17, 2025
Property Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143
Document Number	0000027282
Map Reference	MB 73 PG 72-74
Instrument Date	Aug 21, 2025
Instrument	2025027282
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	332 MARION AVE, WEBSTER GROVES, MO 63119-2617

Mortgage

Document Number	0000027283
Date	Sep 17, 2025
Instrument	2025027283

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143
Document Number	0000013585
Instrument Date	Feb 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6920 NAVAJOA AVE ATASCADERO CA 934224143, ATASCADERO, CA 93422-4143

Mortgage

Document Number	0000013585
Date	Mar 19, 2020
Instrument	13585

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 9, 2019
Property Address	6920 NAVAJOA AVE, ATASCADERO, CA 93422-4143
Document Number	0000032520
Instrument Date	Jun 7, 2019
Instrument	32520
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6920 NAVAJOA AVE ATASCADERO CA 934224143, ATASCADERO, CA 93422-4143

Mortgage

Document Number	32521
Date	Aug 9, 2019
Instrument	32521

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6920 Navajoa Ave was $7,360.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,360.00	$509,490 Land $203,099 Building $306,391
2023	$6,943.00 (+2.89%)	$489,708 Land $195,213 Building $294,495
2022	$6,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6920 Navajoa Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6920 Navajoa Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi, Verizon.

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