6920 N Interstate 45, Palmer, TX 75152 Property Records

Ellis County property record for 6920 N Interstate 45, Palmer, TX 75152

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 3 ba · 3,384 sqft · built 1969
Lot Size	3.08 acres (134,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,900 (Jan 2021)
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R178774`

Property Details

APN / Parcel Number

Primary APN	`R178774`
Alternative APNs	`99000390401000110` `178774`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,384 sqft Gross Area
1st Floor Area	1,424 sqft
2nd Floor Area	1,168 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	134,600 sqft
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	64 sqft
Storage Building	156 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6920 N INTERSTATE 45
City	PALMER
State	TX
Zip	75152
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	3 10 R PENA Q-D 3.09 ACRES
Legal Subdivision	R-PENA
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2073
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6920 N INTERSTATE 45 SERVICE RD, PALMER, TX 75152-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Warranty Deed, Transfer NATIONS RELIABLE LNDG
Jun 11, 2019	Warranty Deed, Transfer CARDINAL FIN'L
Feb 7, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	20211421
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0000001421
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 12, 2021
Property Address	6920 N INTERSTATE 45 SERVICE RD, PALMER, TX 75152-1202
Document Number	0000001421
Instrument Date	Jan 8, 2021
Instrument	1421
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6920 N INTERSTATE 45 SERVICE RD #R PALMER TX 751521202, R, PALMER, TX 75152-1202

Mortgage

Document Number	1422
Date	Jan 12, 2021
Instrument	1422

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 11, 2019
Property Address	6920 N INTERSTATE 45 SERVICE RD, PALMER, TX 75152-1202
Document Number	0000016130
Instrument Date	Jun 7, 2019
Instrument	16130
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6920 N INTERSTATE 45 SERVICE RD PALMER TX 751521202, PALMER, TX 75152-1202

Mortgage

Document Number	16131
Date	Jun 11, 2019
Instrument	16131

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	6920 N INTERSTATE 45 SERVICE RD, PALMER, TX 75152-1202
Document Number	0000004333
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ALL STAR TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6400 S INTERSTATE 45 PALMER TX 751529706, PALMER, TX 75152-9706

Mortgage

Document Number	0000004333
Date	Feb 15, 2017
Instrument	4333

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,000 (+9.64%) Land $46,999 Building $288,001	$335,000 (+9.64%) Land $46,999 Building $288,001
2025	$4,286.00 (-0.3%) Additional exemption filed	$305,541 (+1.69%) Land $40,788 Building $264,753	$305,541 (+1.69%) Land $40,788 Building $264,753
2024	$4,299.00 (+145.8%)
2023		$300,469 Land $37,080 Building $263,389	$300,469 Land $37,080 Building $263,389
2018	$1,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST GARRETT WSC serves 1,710 people · EPA ID TX0700024
Water Source	Purchased surface water from CITY OF ENNIS
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Wi-Five Broadband Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Verizon.

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