6920 Merwin Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6920 Merwin Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1920
Lot Size0.096 acres (4,182 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Jul 2018)
Tax Bill$4,447 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN037-0005-0025-00

Property Details

APN / Parcel Number

Primary APN037-0005-0025-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area2,457 sqft
1st Floor Area817 sqft
2nd Floor Area696 sqft
AtticAttic
Attic Area167 sqft
Basement Area777 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,182 sqft (0.096 acres)
Lot Width35 ft Width
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6920 MERWIN AVE
CityCINCINNATI
StateOH
Zip45227-3220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal Description6920 MERWIN AVE 35 FT IRR LOT 180 MADISON PLACE SUB
Legal SubdivisionMADISON PLACE SUB
Legal Lot Number180
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2009
Census Tract5600

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6920 MERWIN AVE, CINCINNATI, OH 45227-3220
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Jul 5, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2018 · Amount on Record
Deed SaleJul 5, 2018 · Amount on Record
Prior SaleOct 18, 1993
Deed Document Number201857613
Last Transfer DateSep 29, 2021
Transfer Doc0000120406
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateOct 5, 2021
Property Address6920 MERWIN AVE, CINCINNATI, OH 45227-3220
Document Number0000120406
Book / Page14516 / 3062
Map ReferenceMB 19 PG 2&3
Instrument DateSep 29, 2021
Instrument2021-0120406
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6920 MERWIN AVE, CINCINNATI, OH 45227-3220

Mortgage

Document Number0000120407
DateOct 5, 2021
Instrument2021-0120407
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 5, 2018
Property Address6920 MERWIN AVE, CINCINNATI, OH 45227-3220
Document Number0000007613
Map ReferenceMB19 PG2&3
Instrument DateJun 29, 2018
Instrument18-0057613
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6920 MERWIN AVE, CINCINNATI, OH 45227-3220

Mortgage

Document Number0000007614
DateJul 5, 2018
Instrument18-0057614
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,447.00 (+3.01%)$72,121 (-) Land $10,710 Building $61,411$206,060 (-) Land $30,600 Building $175,460
2024$4,317.00 (-2.13%)$72,121 (-) Land $10,710 Building $61,411
2023$4,411.00 (+12.04%)$72,121 (+24.88%) Land $10,710 Building $61,411$206,060 (+24.88%) Land $30,600 Building $175,460
2022$3,937.00 Homeowner's exemption$57,751 Land $5,282 Building $52,469
2020$165,000 Land $15,090 Building $149,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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