Frederick County property record for 6920 Kellys Store Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,288 sqft · built 1958 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jun 2026) |
| Tax Bill | $3,311 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-325364 |
| Primary APN | 15-325364 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 60,113 sqft |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 325364 |
|---|---|
| Street Address | 6920 KELLYS STORE RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1.38 AC N/S KELLY STORE RD. W/BRICE RD |
| Legal Subdivision | FRALEY CHARLES H PROP |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 753001 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Apr 24, 2026 | Deed of Trust · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE |
| Dec 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU |
| Nov 14, 2017 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2017 · Amount on Record |
| Deed Book / Page | 17911 / 494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 12, 2026 |
| Property Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 1791000494 |
| Book / Page | 17911 / 494 |
| Instrument Date | Jun 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 1791000502, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 17911/502 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 24, 2026 |
| Property Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 1783000419 |
| Book / Page | 17833 / 419 |
| Instrument Date | Apr 18, 2026 |
| Record Updated | May 6, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Investor | Possibly a Property Investor |
| Document Number | 1783000419, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 17833/419 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 24, 2026 |
| Property Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 0178330419 |
| Book / Page | 17833 / 419 |
| Instrument Date | Apr 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Investor | Possibly a Property Investor |
| Document Number | 1783000419, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 17833/419 |
| Name | FIRST NATIONAL BANK/PINCKNEYVILLE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 0143580378 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 14358/378 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 0154720224 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 15472/224 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20768 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 14, 2017 |
| Property Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 0121290380 |
| Book / Page | 12129 / 0380 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 12129-0380 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,856.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6920 KELLYS STORE RD, THURMONT, MD 21788-3022 |
| Document Number | 121290386 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 12129-0386 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,700 (+7.04%) Land $83,000 Building $219,700 | $302,700 (-) Land $83,000 Building $219,700 | |
| 2025 | $3,311.00 (+5.92%) Homeowner's exemption | $282,800 (+16.38%) | $302,700 (+24.57%) Land $83,000 Building $219,700 |
| 2024 | $3,126.00 (+8.32%) | ||
| 2023 | $2,886.00 Homeowner's exemption | $243,000 Land $83,000 Building $160,000 | $243,000 Land $83,000 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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