6920 Chatford Ln, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 6920 Chatford Ln, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,234 sqft · built 1986
Lot Size0.43 acres (18,742 sqft)
OwnerIndividual Name on File
Last Sale$515,000 (Apr 2010)
Tax Bill$6,884 (2023)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN209-422-32

Property Details

APN / Parcel Number

Primary APN209-422-32

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,234 sqft Heated Area
Gross Area3,980 sqft
1st Floor Area1,840 sqft
Upper Floors Area1,394 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,742 sqft (0.43 acres)
Garage Area506 sqft

Exterior Amenities

PorchPorch
Porch Area168 sqft
Deck Area406 sqft
Patio Area806 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number209-422-32
Street Address6920 CHATFORD LN
CityCHARLOTTE
StateNC
Zip28210-7320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15(CD)
Legal DescriptionL20 B1 M20-878
Legal SubdivisionBELINGRATH SEC I MAP B
Legal Block1
Legal Lot Number20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract3006

Owner

6920 Chatford Ln is owned and occupied by an individual who bought it in April 2010.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6920 CHATFORD LN, CHARLOTTE, NC 28210-7320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2010 · Amount on File
Deed SaleApr 1, 2010 · Amount on File
Prior SaleMay 30, 2006
Deed Document Number0000255241
Deed Book / Page25524 / 1
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6920 CHATFORD LN, CHARLOTTE, NC 28210-7320
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128219
DateJul 1, 2021
Book Page36249/167
Instrument2021128219
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 6920 Chatford Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6920 Chatford Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

Nearby Properties on Chatford Ln

Nearby Streets

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