692 Wakulla Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 692 Wakulla Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 1972
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,305 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-007910`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-007910`
Alternative APNs	`342826659500007910` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,017 sqft
Carport	Carport
Carport Area	2,017 sqft
Pool Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	42 sqft

Location & Zoning

Street Address	692 WAKULLA DR
City	WINTER HAVEN
State	FL
Zip	33884-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOTS 791 & W 11 FT OF 792
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract	659500
Legal Block	2
Legal Lot Number	791
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	692 WAKULLA DR, WINTER HAVEN, FL 33884-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 27, 2019	Quit Claim Deed, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019
Deed Sale	Dec 27, 2019
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	2019273879
Deed Book / Page	11086 / 2266
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	0000273879
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	692 WAKULLA DR, WINTER HAVEN, FL 33884-1415
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 WAKULLA DR, WINTER HAVEN, FL 33884-1415

Mortgage

Document Number	0000244153
Date	Sep 20, 2021
Book Page	11898/1810
Instrument	2021244153

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 27, 2019
Property Address	692 WAKULLA DR, WINTER HAVEN, FL 33884-1415
Document Number	0110862266
Book / Page	011086 / 002266
Instrument Date	Dec 16, 2019
Instrument	273879
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	692 WAKULLA DR WINTER HAVEN FL 338841415, WINTER HAVEN, FL 33884-1415

Mortgage

Document Number	110862268
Date	Dec 27, 2019
Book Page	011086/002268
Instrument	273880

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,670 (+2.7%)	$206,244 (+2.64%) Land $37,620 Building $168,624
2025	$1,305.00 (-30.59%) Homeowner's exemption	$138,919 (+5.99%)	$200,948 (-2.7%) Land $37,620 Building $163,328
2024	$1,880.00 (+7.12%)
2023	$1,755.00 (+3.72%) Homeowner's exemption	$131,072 (+3%)	$206,528 (+5.79%) Land $36,630 Building $169,898
2022	$1,692.00 Homeowner's exemption	$127,254	$195,229 Land $30,690 Building $164,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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