692 S 2nd St, El Cajon, CA 92019 Property Records

San Diego County property record for 692 S 2nd St, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 945 sqft · built 1952
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Nov 2015)
Tax Bill$5,529 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN489-322-12-00

Property Details

APN / Parcel Number

Primary APN489-322-12-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area945 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area10,000 sqft (0.23 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address692 S 2ND ST
CityEL CAJON
StateCA
Zip92019-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 97 TR 002778
Legal SubdivisionCAJON VILLAS
Legal Tract002778
Legal Block2
Legal Lot Number97
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2009
Census Tract15704

Owner

692 S 2nd St is owned and occupied by two individuals who acquired it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address692 S 2ND ST, EL CAJON, CA 92019-2234
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2015 · Amount on File
Deed SaleNov 16, 2015 · Amount on File
Prior SaleJan 12, 2005 · Amount on File
Deed Document Number2015592275
Last Transfer DateAug 9, 2021
Transfer Doc0000575553
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 12, 2021
Property Address692 S 2ND ST, EL CAJON, CA 92019-2234
Document Number0000575553
Map ReferenceMAP 2778
Instrument DateAug 9, 2021
Instrument2021-0575553
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address692 S 2ND ST, EL CAJON, CA 92019-2234

Mortgage

Document Number0000575554
DateAug 12, 2021
Instrument2021-0575554
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 692 S 2nd St was $5,529 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$434,684 (+2%) Land $217,342 Building $217,342
2025$5,529.00 Homeowner's exemption$426,162 Land $213,081 Building $213,081
2023$5,486.00 (+2.1%) Homeowner's exemption$409,614 Land $204,807 Building $204,807
2022$5,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 692 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 692 S 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on S 2nd St

Nearby Streets

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