692 Ridge Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 692 Ridge Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Lot Size	36 acres (1,569,467 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,298 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:R03 L:022`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:R03 L:022`
Alternative APN	`916`

Exterior

Lot Area	1,569,467 sqft (36 acres)

Location & Zoning

Account Number	916
Street Address	692 RIDGE RD
City	BOWDOINHAM
State	ME
Zip	04008-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	22
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	5
Census Block	5010
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

692 Ridge Rd is owned and occupied by two individuals.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	692 RIDGE RD, BOWDOINHAM, ME 04008-5213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit LISBON COMMUNITY FEDERAL CREDIT UNION
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 31, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 3, 2019	Deed of Trust, Mortgage LISBON CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	692 RIDGE RD, BOWDOINHAM, ME 04008-5213
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004087
Date	Aug 30, 2023
Instrument	2023R-04087

Lender

Name	LISBON COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	692 RIDGE RD, BOWDOINHAM, ME 04008-5213
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2751
Date	Mar 31, 2021
Instrument	2021R-02751

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	692 RIDGE RD, BOWDOINHAM, ME 04008-5213
Document Number	0000009080
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	692 RIDGE RD BOWDOINHAM ME 040085213, BOWDOINHAM, ME 04008-5213

Mortgage

Document Number	0000009080
Date	Nov 20, 2020
Instrument	9080

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	692 RIDGE RD, BOWDOINHAM, ME 04008-5213
Document Number	0000002511
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 RIDGE RD BOWDOINHAM ME 04008, BOWDOINHAM, ME 04008

Mortgage

Document Number	0000002511
Date	May 6, 2019
Instrument	2511

Lender

Name	LISBON CMNTY FCU
Type	Credit Union
Address	LISBON, ME 04250-0878

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 5, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 692 Ridge Rd was $11,298, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,298.00 (+5.28%)	$511,000 (-) Land $106,100 Building $404,900
2024	$10,731.00 (+7.69%)	$511,000 (-) Land $106,100 Building $404,900
2023	$9,965.00 (+29.37%)	$511,000 (+20.01%) Land $106,100 Building $404,900
2022	$7,703.00	$425,800 Land $88,400 Building $337,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 692 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 692 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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