Oakland County property record for 692 Oak Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,424 sqft · built 2021 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jun 2022) |
| Tax Bill | $47,588 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Construction Loan Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-151-037 |
| Primary APN | 08-19-25-151-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,424 sqft Living Area |
| Basement Area | 2,558 sqft |
| Unfinished Basement | 2,558 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 201 ft deep x 50 ft wide |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 692 OAK AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 BLOOMFIELD VILLAS SUB LOT 1 & W 20 FT OF LOT 2 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | BLOOMFIELD VILLAS SUB |
| Legal Lot Number | 1-2 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 152600 |
692 Oak Ave is owned and occupied by two individuals who bought it in June 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 692 OAK AVE, BIRMINGHAM, MI 48009-1379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENT BANK |
| Feb 24, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | Feb 24, 2021 · Amount on File |
| Deed Document Number | 2022397271 |
| Deed Book / Page | 57854 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 14, 2022 |
| Property Address | 692 OAK AVE, BIRMINGHAM, MI 48009-1379 |
| Document Number | 0000397271 |
| Book / Page | 57854 / 115 |
| Map Reference | LB 11 PG 34 |
| Instrument Date | May 27, 2022 |
| Instrument | 397271 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 8, 2022 |
| Title Company | NOT AVAILABLE, STG |
| Amount | Amount on Record |
|---|---|
| Tax | $5,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28715 GREENFIELD RD, 28715, SOUTHFIELD, MI 48076-3035 |
| Name | Verified Name |
|---|---|
| Address | 24820 RIVERWOOD DR, FRANKLIN, MI 48025-2209 |
| Document Number | 0057854123 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 57854/123 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 378 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 8.99% |
| Index | Other |
| Max Rate | 8.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 24, 2021 |
| Property Address | 692 OAK AVE, BIRMINGHAM, MI 48009-1379 |
| Document Number | 0000049657 |
| Book / Page | 55768 / 695 |
| Map Reference | LB 11 PG 34 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 49657 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $4,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 RENSHAW ST, 518, ROCHESTER, MI 48307-2654 |
| Name | Verified Name |
|---|---|
| Address | 28715 GREENFIELD RD, SOUTHFIELD, MI 48076-3035 |
The 2025 property tax bill for 692 Oak Ave was $47,588 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,588.00 (-9.78%) Homeowner's exemption | $1,441,080 | $2,882,160 |
| 2024 | $52,747.00 | ||
| 2023 | $691,720 | $1,383,440 | |
| 2021 | $7,047.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 692 Oak Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 692 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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