692 NW 20th Ln, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 692 NW 20th Ln, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,425 sqft · built 1977
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Last Sale	$61,800 (Feb 1998)
Tax Bill	$794 (2025)
Deeds & Mortgages	Sep 2025 Transfer Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-09-37-35-0020-00450-0070`

Property Details

APN / Parcel Number

Primary APN	`1-09-37-35-0020-00450-0070`

Interior

Full Baths	2 Baths
Building Area	1,425 sqft Heated Area
Gross Area	2,711 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Mixed
Porch	Finished/Screened Porch
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	692 NW 20TH LN
City	OKEECHOBEE
State	FL
Zip	34972-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONNERS HIGHLANDS (PLAT BOOK 1 PAGE 21) LOT 7 BLOCK 45
Legal Range	35E
Legal Township	37S
Legal Section	09
Legal Subdivision	CONNERS HIGHLANDS
Legal Block	45
Legal Lot Number	7
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2013
Census Tract	910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2190 US HIGHWAY 84 E, CAIRO, GA 39828-1378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 24, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Mar 14, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 1998 · Amount on Record
Deed Sale	Feb 27, 1998 · Amount on Record
Prior Sale	Feb 27, 1998
Deed Document Number	0004021396
Deed Book / Page	R1093
Last Transfer Date	Sep 9, 2025
Transfer Doc	0000010022
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 9, 2025
Property Address	692 NW 20TH LN, OKEECHOBEE, FL 34972-4309
Document Number	0000010022
Map Reference	MB 1 PG 21
Instrument Date	Sep 8, 2025
Instrument	2025010022
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	692 NW 20TH LN, OKEECHOBEE, FL 34972-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2190 US HIGHWAY 84 E, CAIRO, GA 39828-1378

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	692 NW 20TH LN, OKEECHOBEE, FL 34972-4309
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 NW 20TH LN, OKEECHOBEE, FL 34972-4309

Mortgage

Document Number	0000003573
Date	Mar 24, 2023
Instrument	2023003573

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Apr 1, 2030

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKEECHOBEE FL
Property Address	692 NW 20TH LN, OKEECHOBEE, FL 34972-4309
Document Number	0008041368
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	692 NW 20TH LN OKEECHOBEE FL 349724309, OKEECHOBEE, FL 34972-4309

Mortgage

Document Number	0008041368
Date	Mar 26, 2018
Book Page	000804/001368
Instrument	3996

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00 (-44.98%) Homeowner's exemption	$98,573 (+2.9%)	$230,237 (+4.21%) Land $21,000 Building $209,237
2024	$1,443.00 (+4.87%) Homeowner's exemption	$95,795 (+3%)	$220,940 (-2.56%) Land $15,750 Building $205,190
2023	$1,376.00 (+11.51%) Homeowner's exemption	$93,005 (+3%)	$226,741 (+24.59%) Land $15,400 Building $211,341
2022	$1,234.00 Homeowner's exemption	$90,296	$181,991 Land $9,450 Building $172,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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