Greenup County property record for 692 McCowan St, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2018) |
| Tax Bill | $7,273 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2020 Transfer + 1 more |
| APN | 183-20-04-038.00 |
| Primary APN | 183-20-04-038.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Account Number | 45877 |
|---|---|
| Street Address | 692 MCCOWAN ST |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADLEY ESTATES LT 01A |
| Legal Subdivision | BRADLEY ESTATES |
| Legal Lot Number | 1A |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 40202 |
692 McCowan St is owned and occupied by two individuals who acquired it in December 2020.
Source: Greenup County records, as of October 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 692 MCCOWAN ST, FLATWOODS, KY 41139-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Dec 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 21, 2018 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on File |
| Deed Sale | May 21, 2018 · Amount on File |
| Prior Sale | May 21, 2018 · Amount on File |
| Deed Document Number | 0000519057 |
| Deed Book / Page | D0622 / 0596 |
| Last Transfer Date | Dec 8, 2020 |
| Transfer Doc | 0000570711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 692 MCCOWAN ST, FLATWOODS, KY 41139-2056 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000569044 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | M975/405 |
| Instrument | 569044 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 10, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Dec 8, 2020 |
| Property Address | 692 MCCOWAN ST, FLATWOODS, KY 41139-2056 |
| Document Number | 0000570711 |
| Book / Page | 000644 / 000272 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 570711 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 692 MCCOWAN ST FLATWOODS KY 411392056, FLATWOODS, KY 41139-2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | May 21, 2018 |
| Property Address | 692 MCCOWAN ST, FLATWOODS, KY 41139-2056 |
| Document Number | 0000519057 |
| Book / Page | D0622 / 0596 |
| Instrument Date | May 18, 2018 |
| Instrument | 519057 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 RIVERSIDE DR, 225, RUSSELL, KY 41169-1356 |
| Name | Verified Name |
|---|---|
| Address | 692 MCCOWAN ST, FLATWOODS, KY 41139-2056 |
| Document Number | 0000519058 |
|---|---|
| Date | May 21, 2018 |
| Book Page | M0921/0105 |
| Instrument | 519058 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 692 McCowan St was $7,273 with a homeowner's exemption.
Source: Greenup County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,273.00 Homeowner's exemption | $500,000 Land $75,000 Building $425,000 | $500,000 Land $75,000 Building $425,000 |
| 2023 | $7,176.00 Homeowner's exemption | $500,000 Land $75,000 Building $425,000 | $500,000 Land $75,000 Building $425,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 692 McCowan St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 692 McCowan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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